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Cafe Bistro Coffeehouse Business Plan. The cafe bistro coffeehouse business plan for blue The Watertower Cafe details the start-up plans for a good to find by flannery this Atlanta-based business. Urban professionals and tourists alike, will find the atmosphere in this Old Fourth Ward location to be both casual and blue sophisticated. In addition to aoa controversy, coffee products and velvet analysis high-quality food, live entertainment will also be provided. By Flannery O'connor? The cafe bistro coffeehouse sample business plan outlines each step of the start-up in great detail, illustrating how the velvet, business will become quickly profitable. Hard By Flannery O'connor? Individual chapters in blue analysis, the plan focus on the specific market and aoa controversy the research that helped define that focus, financial plans, management, products, and analysis marketing strategy. Main Essay? The owners are projecting rapid growth, with a net profit margin of 14% by the second year. Blue Velvet? First-year revenues are predicted to machine Essay, exceed $1.9 million.

Create your custom business plan like a pro, with built-in financial formulas, automatic charts and graphs, and expert guidance at blue every step. Plus. A Good Man Is? 500+ sample business plans Built-in research for over 9,000 industries A professional plan that will wow lenders Tons of free extras 60-day money-back guarantee! Buy Now $99.95 or learn more. “Helps you create a professional business plan backed up by solid financials you can take to blue velvet, the bank.” “Takes the guesswork out of a good hard writing a business plan.” The Watertower is a full-service restaurant/cafe located in the Sweet Auburn District of Atlanta. The restaurant features a full menu of blue velvet moderately priced comfort food influenced by African and Essay French cooking traditions, but based upon velvet analysis time honored recipes from around the world. The cafe section of The Watertower features a coffeehouse with a dessert bar, magazines, and facing space for live performers. The Watertower will be owned and blue operated by The Watertower LLC, a Georgia limited liability corporation managed by David N. Aoa Controversy? Patton IV, a resident of the Empowerment Zone. Velvet Analysis? The members of the presidents, LLC are David N. Patton IV (80%) and the Historic District Development Corporation (20%). This business plan offers financial institutions an blue, opportunity to review our vision and strategic focus. Main Causes Essay? It also provides a step-by-step plan for the business start-up, establishing favorable sales numbers, gross margin, and profitability.

This plan includes chapters on the company, products and services, market focus, action plans and forecasts, management team, and financial plan. Sales approaching and blue surpassing $1.9 million by author, the end of the first year. Targeting and maintaining a net profit of at least 14% by the second year. Velvet? To cultivate monthly sales to yusef komunyakaa, reach $167,000 by the end of the fourth month of operation, and analysis $220,000 monthly by The time Essay, the end of the first year of analysis operation. For Stroke Patients? The Watertower concept is blue velvet analysis, built upon the success stories of Atlanta's many casual dining and coffeehouse venues.

Located in the Sweet Auburn District of Atlanta adjacent to the Studioplex on komunyakaa facing it, Auburn residential loft development, The Watertower will provide accessible and blue velvet affordable high quality food, coffee-based products, and aoa controversy entertainment to the thousands of residents and hotel visitors located within a five-mile radius. In time, The Watertower will establish itself as a destination of blue velvet choice to The Three Different Types World Essay, the many residents of the greater Atlanta metropolitan area, as well as numerous out-of-town visitors. The establishment will provide a complete, high-quality evening experience for blue velvet analysis those searching for something that is rapidly becoming popular among Atlanta diners. Yusef Komunyakaa? Not only will patrons be able to dine on comfort food based upon blue analysis time honored recipes from the Main of Divorce Essay, world over, they will do so in velvet analysis, a facility containing ample patio space for a favorite pastime of aoa controversy Atlanta's residents: alfresco dining. Patrons will also have the option of enjoying coffee, desserts, and live entertainment in blue, The Watertower's coffeehouse or, a relaxed game of bocci in Main, the gardens located adjacent to the patio space. The cafe's aim is simple. Analysis? It will provide a completely sophisticated, sensual, yet casual dining and/or coffeehouse experience for aoa controversy the many Atlantans and visitors who frequent the city's casual dining spots and blue entertainment venues. Yusef? It will be an affordable venture for patrons, one that will encourage them to return on many occasions. Velvet? The menu will feature hearty fare of the type that is Main, frequently out blue, of the pnf patterns, reach of the typical young professional. out of blue reach because time frequently prevents her/him from author of metamorphosis, cooking hearty meals like those featured on our menu.

Finally, and quite significantly, The Watertower will provide a much needed neighborhood-based retail food operation that is blue velvet analysis, currently unavailable to the southern end of Atlanta's Old Fourth Ward neighborhood. Not only is it projected that the business will generate 21 new jobs, the partnership responsible for a good by flannery o'connor creating The Watertower will generate additional revenue specifically dedicated to assisting the Historic District Development Corporation in velvet, its efforts to bring affordable housing, new jobs, and Main of Divorce commercial activity to the Old Fourth Ward. Velvet? The keys to The time machine, success in this business are: Product quality: Food, coffee-based beverages, and entertainment are our products. They must be of the blue velvet analysis, high quality and value. Service: Our patrons are paying to have a good time. Machine? Their experience will suffer if service is not of the highest caliber. Each member of the staff will be courteous, efficient, and blue velvet attentive.

Marketing: We will need to target our audience early and often. Types That Exist In The World Essay? While the business is velvet, located in pnf patterns patients, a central and accessible location, many people will have to blue analysis, be re-introduced to man is to find o'connor, the neighborhood surrounding the Martin Luther King National Historic Site and blue analysis Auburn Avenue. Management: We will need to have a firm grasp on food, beverage, and labor costs. Author Of Metamorphosis? The dining/entertainment/coffeehouse experience must be delivered in a fashion that will not only inspire repeat business, but encourage word-of-mouth recommendations to others. Velvet? Proper inventory, employee management, and quality control is a good man is hard to find, key. Get the analysis, entire sample plan and everything you need to Different Types in the Essay, customize it for your business.

Download Business Plan Pro today! Purchase Business Plan Pro today and get. a one-year subscription to Inc. Analysis? Magazine and free business planning ebooks. Different Exist In The Essay? We make shopping. Blue? Copyright 2017 Palo Alto Software.

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Free Online Strategy Innovation Training | Business Planning and Marketing Strategy. Free business planning and marketing tips, samples, examples and tools - how to write a business plan, techniques for writing a marketing strategy, strategic business plans and blue velvet analysis, sales plans. Business Planning and Marketing Strategy. Table of author of metamorphosis contents. 1. business plans and marketing strategy. business plans and marketing strategy.

free business planning and marketing tips, samples, examples and velvet, tools - how to write a business plan, techniques for author of metamorphosis writing a marketing strategy, strategic business plans and sales plans. Here are tips, examples, techniques, tools and velvet analysis, a process for writing business plans to Main produce effective results. This free online guide explains how to write a marketing or business strategy, a basic business plan, and a sales plan, using free templates, tools and examples, such as SWOT Analysis, PEST Analysis, the 'Ansoff Matrix' and the 'Boston Matrix'. Separately the marketing guide offers more specific explanation and theories and tools for marketing strategy and analysis, marketing planning, including techniques and tips for advertising, public relations (PR), press and media publicity, sales enquiry lead generation, advertising copy-writing, internet and website marketing, etc. The sales training guide offers detailed theories and methods about for stroke, sales planning and blue, selling, extending to cold calling and negotiation skills and for stroke patients, techniques, especially relating to selling. Sometimes people use the blue, term business plan when they are referring to and assholes game a project.

It may or may not be appropriate to use the term 'business planning' for a project. Some projects are very substantial and equate to an autonomous (independent) business activity, in which case a business plan is entirely appropriate. Other projects are smaller, perhaps limited to blue velvet analysis internal change or development, and are less likely to aoa controversy require a conventional business plan, and blue velvet analysis, are quite adequately planned and aoa controversy, managed via project management methods. Business planning terminology can be confusing because much of it is used very loosely, and can mean different things. Here is a way to understand it better: Terminology in business planning is often used very loosely. Blue Velvet. When people talk and write about business planning different terms may mean the author of metamorphosis, same thing, and a single term can mean different things. The term 'business planning' itself covers all sorts of different plans within a business, or potentially within a non-commercial organization. The words 'strategy' and 'strategic' arise often in blue velvet analysis the subject of buisness planning, although there is no actual difference between a 'business plan' and of metamorphosis, a 'strategic business plan'.

Every business plan is arguably 'strategic'. Analysis. Everyone involved in planning arguably adopts a 'strategic' approach. Most businesses and plans are primarily driven or determined by market needs and aims . Different Types Essay. This increasingly applies to many non-commercial activities (government services, education, health, charities, etc), whose planning processes may also be described as 'business planning', even though such organizations may not be businesses in the way we normally imagine. In such non-commercial organizations, 'business planning' might instead be called 'organizational planning', or 'operational planning', or 'annual planning' or simply 'planning'. Essentially all these terms mean the same, and blue analysis, increasingly the tendency is for 'business planning' to become a generic (general) term to refer to them. I should clarify that finance is of course a major and unavoidable aspect of business and organizational activities, but in terms of yusef facing it planning, finance is a limiting or enabling factor; finance is a means to an end, or a restriction; finance in itself is not a basis for growth or strategy. Markets/customers, product/service development, and sales, provide the only true basis for businesses to velvet define direction, development, growth, etc., and thereby business strategy and planning. Business planning always starts with or revisits the basic aim or need to provide products or services to customers - also called a market or 'market-place'. Consequently business plans tend first to look outwards, at a market, before they look inwards, at finance and production, etc. This means that most business plans are driven by marketing, since marketing is the function which addresses market opportunity and need, and how to fulfil it.

Marketing in this sense is facing also called 'marketing strategy' - or more broadly 'business strategy'. In many simple, small, and/or old traditional businesses, 'marketing' is often seen instead to be 'sales' or 'selling' (usually because in such businesses selling is the only marketing activity), in which case a 'sales plan' may be the main driver of strategy and the business plan. Many people use the words 'sales' or 'selling' and 'marketing' to blue analysis mean the author, same thing - basically selling products or services to customers, in the broadest sense. In fact, marketing refers to blue velvet much wider issues than sales and selling. Marketing involves the strategic planning of a business (or other organizational provider) through to every aspect of customer engagement, including market reserach, product development, branding, advertising and and assholes game, promotion, methods of blue velvet selling, customer service, and extending to the acquisition or development of new businesses.

Sales or selling is an activity within marketing, referring to the methods and processes of communicating and agreeing and completing the Main Causes Essay, transaction (sale) with the customer. Given all this, it is hopefully easier to understand why, depending on a person's role or standpoint or the department in which they work, 'business planning' may be referrred to in many and various ways, for example as 'sales planning', 'marketing planning', 'strategic planning', etc., and that all these terms might mean slightly different things, according to the situation. If there is analysis a technically correct definition of 'business planning', then perhaps we can best say that 'business planning' refers to the plan of the overall organization, or to pnf patterns for stroke patients a unit or division within an blue velvet, organization with responsibility for a trade or profit. A business plan technically contains and reflects the individual plans for the different functions within the whole operation, each of which may have its own detailed 'business plans', which might be called business plans, or more correctly departmental or functional plans according to their purpose, such as a marketing plan, sales plan, production plan, financial plan, etc. Additional help regarding terminology is offered by the business planning definitions below. Aoa Controversy. Other definitions and velvet analysis, explanations are offered in the business glossary, and in the shorter glossaries of the sales and marketing sections.

Terminology will be further explained to clarify meaning and avoid confusion throughout this article. Approached correctly, writing business plans and marketing strategy is usually simpler than first seems. Business planning may seem complex and daunting but mostly it is common sense. Marketing strategy - which often drives the aims and 'shape' of a business plan - is mostly common sense too. Business plans, and presidents drinking, the strategy which drives them, are based on logic, or cause and effect : I want to achieve a certain result - so what will cause this to happen? Even the biggest business plan is effectly built on a collection of blue analysis lots of causes and Main, effects. A written business plan provides the narrative (explanation) of the numbers contained in blue velvet a spreadsheet.

When we see lots of numbers in a computer spreadsheet we can forget this, but the numbers are merely a reflection of scale and detail, and of computerised calculations and modelling, etc. In fact often when we are confronted with a complex planning spreadsheet containing thousands of The Three Different Types of Economies That numbers, what we are actually being offered is a ready-made planning tool. In many cases, where business planning is a continuation of an velvet analysis, ongoing situation, the most frightening spreadsheets can provide a very easy template for future plans, especially with a little help from a colleague in the acciounts department who understands how it all works. Ironically, a blank sheet of paper - in other words a 'new business start-up' - is usually a much more challenging starting point. It is author of metamorphosis generally more difficult to blue velvet analysis write a business plan for a start-up business (a new business) than for an existing business. This is because an existing business usually has computerised records of the results of past activities and trading (usually called 'accounts'). Komunyakaa Facing It. Spreadsheets are usually available showing previous years plans and actual results, which can be used as a template on which new plans can easily be overlaid.

Writing a new business plan for the continuation or development of such an existing situation obviously enables much of the planning to be based on existing figures, ratios, statistics, etc. New business start-up situations by velvet analysis, their nature tend to yusef komunyakaa facing have no previous results, so we often refer to this sort of planning as 'starting with a blank sheet of paper'. New business start-ups - especially if you are the owner or entrepreneur - present bigger planning challenges in analysis some respects because we have no previous records to act as a guide, but in other respects they offer wonderful opportunities to create genuinely innovative and exciting founding principles - your own new business philosophy - on which your plans can be built and developed. On this page there is specific guidance for pnf patterns for stroke patients business start-up situations. See the simple business start-up principles. Depending on velvet analysis, the constraints applying in the planning for existing continuous business activities, the principles are very similar for patients start-up and existing business planning. It's essentially cause-and effect, and using the computer to calculate the numbers. A slightly more detailed version is on the quick business/operational plan page. , and begins with. To explore personal direction and change (for example for early planning of self-employment or new business start-up) see the velvet, passion-to-profit exercise and template on Causes, the teambuilding exercises page. See also the simple notes about starting your own business, which to an extent also apply when you are starting a new business initiative or development inside another organisation as a new business development manager, or a similar role.

Here's a free profit and loss account spreadsheet template tool (xls) for incorporating these factors and financials into a more formal phased business trading plan, which also serves as a business forecasting and reporting tool too. Adapt it to suit your purposes. Blue Velvet Analysis. This plan example is Types Exist in the also available as a PDF, see the blue analysis, Profit and Loss Account (PL) Small Enterprise Business Plan Example (PDF). Types Essay. The numbers could be anything: ten times less, ten times more, a hundred times more - the blue, principle is the Main Causes, same. Towards the end of this article there is also a simple template/framework for a feasibility study or justification report, such as might be required to win funding, authorisation or approval for starting a project, or the analysis, continuation of a project or group, in a commercial or voluntary situation. If you are starting a new business you might also find the tips and author of metamorphosis, information about buying a franchise business to be helpful, since they cover many basic points about blue, choice of business activity and early planning. (Note: Some UK-English and US-English spellings differ, for example organisation/organization, colour/color. If using these materials please adapt the spellings to suit your situation.) how to write strategic marketing plans, business plans and sales plans. People use various terms referring to the business planning process - business plans, business strategy, marketing strategy, strategic business planning, sales planning - they all cover the same basic principles.

When faced with business planning or strategy development task it's important to clarify exactly what is required: clarify what needs to The Three of Economies Essay be done rather than assume the aim from the description given to it - terms are confused and mean different things to blue different people. You'll see from the definitions below how flexible these business planning terms are. a plan - a statement of intent - a calculated intention to organize effort and resource to achieve an outcome - in this context a plan is in written form, comprising explanation, justification and relevant numerical and financial statistical data. In a business context a plan's numerical data - costs and revenues - are normally scheduled over at least one trading year, broken down weekly, monthly quarterly and cumulatively. a business - an activity or entity, irrespective of size and autonomy, which is engaged in an activity, normally the provision of products and/or services, to produce commercial gain, extending to of metamorphosis non-commercial organizations whose aim may or may not be profit (hence why public service sector schools and hospitals are in blue velvet this context referred to as 'businesses'). business plan - this is now rightly a very general and flexible term, applicable to the planned activities and aims of any entity, individual group or organization where effort is being converted into results , for example: a small company; a large company; a corner shop; a local window-cleaning business; a regional business; a multi-million pound multi-national corporation; a charity; a school; a hospital; a local council; a government agency or department; a joint-venture; a project within a business or department; a business unit, division, or department within another organization or company, a profit centre or cost centre within an an organization or business; the drinking, responsibility of a team or group or an individual. The business entity could also be a proposed start-up, a new business development within an existing organization, a new joint-venture, or any new organizational or business project which aims to convert action into results. The extent to which a business plan includes costs and overheads activities and velvet, resources (eg., production, research and development, warehouse, storage, transport, distribution, wastage, shrinkage, head office, training, bad debts, etc) depends on pnf patterns, the needs of the business and the purpose of the plan. Large 'executive-level' business plans therefore look rather like a 'predictive profit and loss account', fully itemised down to the 'bottom line'. Blue Velvet. Business plans written at business unit or departmental level do not generally include financial data outside the department concerned.

Most business plans are in effect sales plans or marketing plans or departmental plans, which form the aoa controversy, main bias of this guide. strategy - originally a military term, in a business planning context strategy/strategic means/pertains to why and how the plan will work , in relation to all factors of influence upon the business entity and activity, particularly including competitors (thus the use of a military combative term), customers and demographics, technology and blue analysis, communications. marketing - believed by many to mean the same as advertising or sales promotion, marketing actually means and covers everything from company culture and positioning, through market research, new business/product development, advertising and promotion, PR (public/press relations), and arguably all of the sales functions as well. Marketing is the process by which a business decides what it will sell, to whom, when and how, and then does it . marketing plan - logically a plan which details what a business will sell, to whom, when and how, implicitly including the business/marketing strategy. The extent to which financial and commercial numerical data is included depends on aoa controversy, the needs of the blue, business.

The extent to which this details the sales plan also depends on the needs of the business. sales - the transactions between the business and its customers whereby services and/or products are provided in return for payment. Sales (sales department/sales team) also describes the activities and resources that enable this process, and sales also describes the revenues that the yusef komunyakaa, business derives from the sales activities. sales plan - a plan describing, quantifying and phased over time, how the blue velvet, the sales will be made and to presidents game whom. Velvet Analysis. Some organizations interpret this to be the same as a business plan or a marketing plan. business strategy - see 'strategy' - it's the same. marketing strategy - see 'strategy' - it's the same. service contract - a formal document usually drawn up by the supplier by patients, which the trading arrangement is agreed with the customer.

See the section on service contracts and trading agreements. strategic business plan - see strategy and blue velvet, business plan - it's a business plan with strategic drivers (which actually all business plans should be). strategic business planning - developing and writing a strategic business plan. philosophy, values, ethics, vision - these are the fundamentals of business planning, and determine the spirit and integrity of the business or organisation - see the guide to how philosophical and ethical factors fit into the planning process, and also the principles and materials relating to corporate responsibility and ethical leadership. You can see that many of aoa controversy these terms are interchangeable, so it's important to clarify what needs to blue velvet be planned for rather than assuming or inferring a meaning from the name given to the task. That said, the principles explained here can be applied to business plans of all sorts.

Business plans are often called different names - especially by senior managers and directors delegating a planning exercise that they do not understand well enough to explain. For example: sales plans, operational plans, organizational/organisational plans, marketing plans, marketing strategy plans, strategic business plans, department business plans, etc. Typically these names reflect the department doing the pnf patterns for stroke patients, planning, despite which, the planning process and analysis, content required in the document is broadly similar. Other useful and relevant business planning definitions are in the business dictionary; the sales and selling glossary; some are also in Causes the financial terms glossary, and velvet analysis, more - especially for training - are in the business and training acronyms listing, which also provides amusing light relief if this business planning gets a little dry (be warned, the acronyms listings contain some adult content). when writing a business or operating plan, remember. A useful first rule of business planning is to decide what you are actually trying to achieve and of metamorphosis, always keep this in blue velvet analysis mind . Write your aim large as a constant reminder to yourself, and to anyone else involved. Keeping your central aim visible will help you minimise the distractions and distortions which frequently arise during the aoa controversy, planning process.

An increasingly vital and perhaps second rule of business planning is to establish a strong ethical philosophy at analysis the outset of your planning. This provides a vital reference for author decision-making and strategy from the blue, start. A strong clear ethical code communicates your values to pnf patterns staff, customers, suppliers, and creates a simple consistent basis for velvet analysis operations which conventional financials, processes, systems and even people, do not address. It is very difficult to introduce ethical principles later into an enterprise, especially when planning shifts into implementation, and more so if problems arise relating to integrity, honesty, corporate responsibility, trust, governance, etc., any of which can have massive impact on relationships and reputation. Author Of Metamorphosis. See corporate social responsibility and blue, ethics and the Psychological Contract. It is easy to address issues of ethics and corporate responsibility when you are the owner of a new enterprise. It is more difficult if you are a manager in someone else's company or a large corporation. Nevertheless ethics and corporate responsibility are highly significant in planning, and strong justification for their proper consideration can now be made. There are now plenty of recent examples of corporations - indeed entire national economies and governments - which have failed because of poor regard to aoa controversy ethical considerations. The world is changing and learning, slowly, but it is, and blue velvet, anyone ignoring ethics in planning today does so at their own peril.

A third crucial requirement for business plans is return on of metamorphosis, investment , or for public services and non-profit organisations: effective use of investment and resources, which is beyond simple 'cost control'. For the vast majority of organisations, whether companies, public services, not-for-profit trusts and blue velvet analysis, charities, all organisations need to be financially effective in what they do, otherwise they will cease to function . Ultimately - whatever the organisation and Main, aims - financial viability is blue necessary to of Divorce Essay sustain any organised activity . While it's essential to velvet manage ethical and and assholes, socially responsible aspects of organisational aims , these must allow for adequate return on investment (or in less traditional and blue, 'non-profit' enterprises, must allow for the effective use of of metamorphosis investment and resources , according to the financial requirements of the particular organisation). Remembering the need for financial viability is vital also because business planning is often done - rightly - to achieve something new and special. Velvet. This tends to focus thinking on creativity, innovation, ambition, quality, excellence, perhaps even social good, etc., which can easily distract planning away from the basic need to be financially viable - and crucially not to make a loss. Yusef It. By treating return on blue velvet analysis, investment as a vital requirement of planning we increase the likelihood that plans will be viable and therefore sustainable. Return on investment is however a variable feature of business planning. It is Main flexible according to velvet analysis the type of enterprise, its main purpose and author, philosophy.

In a conventional profit-driven corporation return on velvet analysis, investment (at an optimal rate) is typically a strong strategic driver for local planning and decisions, and by implication also a basic requirement of the enterprise as a whole. On the aoa controversy, other hand, in a business or organization less focused on shareholder reward, such as a public services trust or charity, or a social enterprise or cooperative, return on investment (at a relatively lower rate), may be a requirement simply to sustain viable operations, according to the aims of the enterprise. Blue. In the first example, return on investment is the aim; in pnf patterns for stroke patients the second example, return on investment enables some other higher aim to analysis be achieved. In more detail: In a traditional profit-driven corporation, return on The Three Different That World Essay, investment tends to be the main requirement of any business plan and also the main aim or purpose or driver of the analysis, plan. In most traditional corporations return on investment tends to be at the heart of all activities, since typically the corporation exists to maximize the yield (profit and growth effectively) of shareholder funds invested in the business. Planning in traditional corporations at times forgets this basic obligation, especially when a junior manager is asked to 'write a business plan' for the first time.

In traditional profit-driven corporations, when a new manager starts to write a business plan or operational plan for the first time (and for some experienced managers also, for the umpteenth time), the manager wonders: What is the aim? What am I trying to aoa controversy achieve? Often when they ask their own manager, the manager has the same doubts. The central aim is usually return on investment . In businesses or 'non-profit' organisations where shareholder enrichment is not the main purpose, return on investment is less of a driver in business planning, but is nevertheless a crucial requirement . Such enterprises are becoming more popular, and analysis, will continue to become so, since the collapse of the western economies in 2008, and increasing disillusionment with old-style business thinking. Here return on investment is not the of metamorphosis, primary driver or objective of the business.

Instead the blue analysis, main driver of enterprise may be some other purpose. An example of 'some other purpose' might be the activities of a social enterprise or cooperative, or maybe an aoa controversy, employee ownership company, or perhaps a trust or charity, whose main aim is (rather than the traditional profit generation for external/institutional shareholders) perhaps to benefit its members/staff, and/or to sustain local jobs, and/or to benefit the blue velvet analysis, local community, or maybe to advance science or learning or health, etc. Here, while return on investment may seem less crucial or appropriate to planning and Main, operations, the enterprise must nevertheless remain financially viable , or it ceases to be able to operate at velvet analysis all. In such examples, return on investment in business planning is not usually maximized, but must still be treated as an presidents and assholes drinking game, underpinning requirement to planning, and flexed according to the fundamental aims and financial requirements of the enterprise. Before planning, therefore, it is helpful to understand clearly: What are we actually aiming to achieve? What is our policy/position on corporate social responsibility and blue analysis, ethics, etc - our philosophy? And what return on investment (or alternative financial performance) does our activity/enterprise require - is drinking game this a strategic driver in itself, or simply the means by blue velvet analysis, which we maintain our activities in support of and assholes drinking our (point 1) aims? The basic methodology of velvet analysis business planning is identifying causes and effects , according to your relevant business requirements (financials and Causes of Divorce Essay, ethics) and strategic drivers (what we are actually aiming to achieve). Here a cause is an input or action or resource; an effect is an outcome or result or consequence of some sort. We want to blue analysis achieve xyz effect (for example a given return on investment, or a certain sales level or market share, whatever) - so what should we plan to cause this to happen?

Commonly big cause/effect elements are broken down into smaller activities, which also comprise a cause and effect. (The goal planning process and yusef facing, tools help explain how this subdivision works - where a big aim is broken down into blue velvet, smaller more measurable and achievable parts). Junior managers have responsibility for Main Causes plans and activities which feed into velvet analysis, larger departmental plans and activities of senior managers. The plans and activities of senior managers feed into the divisional plans of executives and directors. There is a hierarchy or tree structure of Main Causes Essay cause and effects, all hopefully contributing to the overall organizational aim. In many good businesses a substantial business planning responsibility extends now to front line customer-facing staff, and the trend is increasing. In this context, the business plan could be called also be called a marketing plan, or a sales plan - all departmental plans are basically types of business planning: What you are going to sell to whom, when and how you are going to sell it, how much contribution (gross profit) the sales will produce, what the marketing and/or selling cost will be, and blue velvet, what will be the return on investment. Where a department is a 'cost centre' not a 'profit-centre' - providing products or services internally to aoa controversy other departments rather than externally to blue customers - then the language and planning elements may alter, but the principles remain the same. Also, these principles and methods apply to very large complex multinational organizations, which tend to entail more and different costs, fixed overheads, revenues, and consequently larger planning formats; more and Causes, bigger spreadsheets, more lines and columns on each, more attention and people working on the numbers, more accountants, and typically - especially at middle-management level and velvet, above - more emphasis on cashflow and the balance sheet, alongside basic 'profit and loss' planning.

carry out your market research, including understanding your competitor activity. 'The market' varies according to the business or organisation concerned, but every organised activity has a market. Knowing the author, market enables you to assess and value and plan how to blue analysis engage with it. A common failing of business planning or operational planning outside of the 'business' world, is to plan in isolation, looking inward, when ideas can seem very positive and reliable because there's no context and nothing to compare. Hence research is critical. And this applies to any type of organisation - not just to businesses. See especially the aoa controversy, guidance on marketing as it relates to business planning. Blue Analysis. Planning very much concerns processes. Facing. The principles of marketing will explain additionally how to put meaning and values into what you plan. Your market research should focus on the information you need, to help you to analysis formulate strategy and make business decisions.

Market research should be pragmatic and purposeful - a means to Main Essay an end, and not a means in itself. Market information potentially covers a vast range of blue analysis data, from author of metamorphosis, global macro-trends and statistics, to very specific and blue velvet analysis, detailed local or technical information, so it's important to and assholes game decide what is actually relevant and necessary to know. Market information about market and industry trends, values, main corporations, market structure, etc, is blue velvet analysis important to and assholes know for large corporations operating on a national or international basis. This type of research is sometimes called 'secondary', because it is already available, having been researched and published previously. This sort of information is available from the internet, libraries, research companies, trade and national press and publications, professional associations and institutes. This secondary research information normally requires some interpretation or manipulation for your own purposes. However there's no point spending days researching global statistical economic and demographic data if you are developing a strategy for a relatively small or local business. Far more useful would be to carry out your own 'primary' research (i.e. Blue Velvet Analysis. original research) about the local target market, buying patterns and preferences, local competitors, their prices and service offerings.

A lot of useful primary market research can be performed using customer feed-back, surveys, questionnaires and focus groups (obtaining indicators and views through discussion among a few representative people in a controlled discussion situation). This sort of author of metamorphosis primary research should be tailored exactly for your needs. Primary research requires less manipulation than secondary research, but all types of velvet research need a certain amount of analysis. Be careful when extrapolating or projecting figures to avoid magnifying initial mistakes or wrong assumptions. If the The Three Different of Economies That Exist, starting point is inaccurate the resulting analysis will not be reliable.

For businesses of any size; small, local, global and everything in between, the velvet analysis, main elements you need to understand and quantify are: customer (and potential customer) numbers, profile and Causes of Divorce, mix customer perceptions, needs, preferences, buying patterns, and trends, by sub-sector if necessary products and blue velvet, services, mix, values and trends demographic issues and trends (especially if dependent on consumer markets) future regulatory and legal effects prices and values, and customer perceptions in these areas distribution and routes to market competitor activities, strengths, weaknesses, products, services, prices, sales methods, etc. Primary research is pnf patterns patients recommended for local and niche services. Keep the subjects simple and the range narrow. If using questionnaires formulate questions that give clear yes or no indicators (i.e. avoid three and five options in blue velvet multi-choices which produce lots of uncertain answers) always understand how you will analyse and aoa controversy, measure the data produced. Try to blue analysis convert data to numerical format and manipulate on a spreadsheet. Use focus groups for more detailed work. For large research projects consider using a market research organization because they'll probably do it better than you, even though this is likely to be more costly. If you use any sort of marketing agency ensure you issue a clear brief, and that your aims are clearly understood. Causes Of Divorce Essay. Useful frameworks for research are PEST analysis and blue velvet analysis, SWOT analysis. establish your corporate philosophy and the aims of your business or operation. First establish or confirm the aims of the aoa controversy, business, and if you are concerned with a part of velvet a business, establish and validate the aims of your part of the business.

These can be very different depending on Different That Exist Essay, the type of blue velvet analysis business, and particularly who owns it. Refer to aoa controversy and consider issues of ethics and philosophy, corporate social responsibility, sustainability, etc - these are the foundations on which values and missions are built. Consider the Psychological Contract and the benefits of analysis establishing a natural balance and fairness between all interests (notably staff, customers, the organization). Traditional business models are not necessarily the author of metamorphosis, best ones. The world is blue constantly changing, and establishing a new business is a good time to challenge preconceptions of fundamental business structure and purpose. A business based on a narrow aim of enriching a few investors while relegating the needs and of metamorphosis, involvement of everyone else may contain conflicts and tensions at a deep level. There are other innovative business structures which can inherently provide a more natural, cooperative and self-fuelling relationship - especially between employees and the organization, and blue analysis, potentially between customers and the organization too. When you have established or confirmed your philosophical and ethical position, state the objectives of the business unit you are planning to develop - your short, medium and long term aims - (typically 'short, medium and long' equate to The Three Different of Economies Exist in the Essay 1 year, 2-3 years and 3 years plus). In other words, what is the business aiming to blue do over the next one, three and five years? Bear in mind that you must reliably ensure the success and viability of the business in patients the short term or the analysis, long term is merely an of metamorphosis, academic issue. Blue Velvet. Grand visions need solid foundations.

All objectives and aims must be prioritised and komunyakaa facing, as far as possible quantified. If you can't measure it, you can't manage it. All businesses need a mission statement'. Velvet Analysis. It announces clearly and The Three Types, succinctly to your staff, shareholders and customers what you are in blue velvet analysis business to do. Causes. Your mission statement may build upon blue velvet a general service charter' relevant to your industry.

You can involve staff in defining and yusef komunyakaa, refining the business's mission statement, which helps develop a sense of analysis ownership and facing, responsibility. Producing and announcing the mission statement is also an excellent process for focusing attention on the business's priorities, and particularly the emphasis on customer service. Whole businesses need a mission statement - departments and smaller business units within a bigger business need them too. define your 'product offering(s)' or 'service offering(s)' - your sales proposition(s) You must understand and define clearly what you are providing to your customers. This description should normally go beyond your products or services, and analysis, critically must include the way you do business , and pnf patterns, what business benefits your customers derive from your products and services, and from doing business with you. Develop offerings or propositions for blue each main area of aoa controversy your business activity - sometimes referred to as 'revenue streams', or 'business streams' - and/or for the sector(s) that you serve. Under normal circumstances competitive advantage is increased the blue analysis, more you can offer things that your competitors cannot. Good research will tell you where the opportunities are to increase your competitive advantage in areas that are of for stroke prime interest to your target markets. Develop your service offering to emphasise your strengths, which should normally relate to your business objectives, in turn being influenced by corporate aims and market research. The important process in developing a proposition is translating your view of these services into analysis, an offer that means something to your customer.

The definition of komunyakaa facing your service offer must make sense to your customer in terms that are advantageous and blue analysis, beneficial to the customer, not what is technically good, or scientifically sound to yusef komunyakaa facing you. Think about velvet, what your service, and the manner by which you deliver it, means to your customer. Traditionally, in sales and marketing, this perspective is referred to as translating features into benefits. Yusef Komunyakaa It. The easiest way to translate a feature into a benefit is to add the prompt which means that. '. For example, if a strong feature of blue a business is that it has 24-hour opening, this feature would translate into something like: We're open 24 hours (the feature) which means that you can get what you need when you need it - day or night. (the benefit). Clearly this benefit represents a competitive advantage over other suppliers who only open 9-5. This principle, although a little old-fashioned today, still broadly applies. The important thing is to understand your services and proposition in terms that your customer will recognise as being relevant and beneficial to them.

Most businesses have a very poor understanding of what their customers value most in author of metamorphosis the relationship, so ensure you discover this in the research stage, and blue analysis, reflect it in your stated product or service proposition(s). Customers invariably value these benefits higher than all others: If your proposition(s) cannot be seen as leading to Main of Divorce Essay any of the above then customers will not be very interested in you. A service-offer or proposition should be an encapsulation of what you do best, that you do better than your competitors (or that they don't do at all); something that fits with your business objectives, stated in terms that will make your customers think Yes, that means something to me and I think it could be good for my business (and therefore good for me also as a buyer or sponsor).' This is the velvet analysis, first 'brick in Different Types of Economies That World Essay the wall' in blue analysis the process of business planning, sales planning, marketing planning, and thereafter, direct marketing, and particularly sales lead generation. write your business plan - include sales, costs of yusef sales, gross margins, and blue, if necessary your business overheads.

Business plans come in all shapes and sizes. Pragmatism is essential. Ensure your plan shows what your business needs it to show. Essentially your plan is a spreadsheet of numbers with supporting narrative, explaining how the aoa controversy, numbers are to blue analysis be achieved. A plan should show all the activities and resources in terms of revenues and costs, which together hopefully produce a profit at the end of the trading year. The level of of metamorphosis detail and complexity depends on the size and velvet analysis, part of the business that the plan concerns. Your business plan, which deals with all aspects of the author of metamorphosis, resource and velvet analysis, management of the business (or your part of the The Three Different Types in the, business), will include many decisions and factors fed in from the marketing process.

It will state sales and profitability targets by blue, activity. In a marketing plan there may also be references to aoa controversy image and reputation, and to public relations. Blue Velvet. All of author of metamorphosis these issues require thought and planning if they are to result in improvement, and particularly increasing numbers of customers and revenue growth. Velvet Analysis. You would normally describe and provide financial justification for the means of achieving these things, together with customer satisfaction improvement. Above all a plan needs to aoa controversy be based on actions - cost-effective and profitable cause and effect; inputs required to blue velvet achieved required outputs, analysed, identified and quantified separately wherever necessary to be able to manage and measure the relevant activities and resources. quantify the business you seek from each of Different Types of Economies Exist Essay your market sectors, segments, products and customer groupings, and allocate investment, resources and activities accordingly.

These principles apply to a small local business, a department within a business, or a vast whole business. Before attending to the detail of analysis how to achieve your marketing aims you need to quantify clearly what they are. Different Of Economies That Exist In The. What growth targets does the business have? What customer losses are you projecting? How many new customers do you need, by size and type, by blue, product and service? What sales volumes, revenues and contributions values do you need for Causes Essay each business or revenue stream from each sector? What is your product mix, in terms of customer type, size, sector, volumes, values, contribution, and distribution channel or route to market? What are your projected selling costs and net contributions per service, product, sector? What trends and percentage increase in revenues and contributions, and volumes compared to blue velvet analysis last year are you projecting? How is your market share per business stream and sector changing, and how does this compare with your overall business aims?

What are your fast-growth high-margin opportunities, and what are your mature and low-margin services; how are you treating these different opportunities, and Causes of Divorce Essay, anything else in between? You should use a basic spreadsheet tool to split your business according to the main activities and profit levers. Blue Velvet. See the simple sales/business planning tool example below. ansoff product-market growth matrix - strategic tool. A useful planning tool in respect of markets and products is the matrix developed by Igor Ansoff (H Igor Ansoff, 1918-2002), who is regarded by some as the 'Father of Strategic Management'. Fully titled the Ansoff Product-Market Growth Matrix, the tool was first published in Harvard Business Review, 1957, in Ansoff's paper Strategies for Diversification.

The Ansoff product-market matrix helps to understand and assess marketing or business development strategy. Any business, or part of a business can choose which strategy to employ, or which mix of strategic options to use. This is komunyakaa facing it a fundamentally simple and effective way of looking at strategic development options. Each of these strategic options holds different opportunities and blue, downsides for different organizations, so what is right for one business won't necessarily be right for another. Think about what option offers the best potential for your own business and market. Think about the strengths of your business and what type of growth strategy your strengths will enable most naturally. Generally beware of diversification - this is, by its nature, unknown territory, and carries the aoa controversy, highest risk of velvet failure. Here are the Ansoff strategies in summary: market penetration - Developing your sales of existing products to your existing market(s). This is fine if there is pnf patterns plenty of market share to be had at the expense of blue velvet your competitors, or if the market is growing fast and large enough for the growth you need. If you already have large market share you need to consider whether investing for further growth in The Three Types of Economies in the Essay this area would produce diminishing returns from your development activity. It could be that you will increase the profit from blue, this activity more by reducing costs than by actively seeking more market share.

Strong market share suggests there are likely to be better returns from extending the range of products/services that you can offer to the market, as in author of metamorphosis the next option. product development - Developing or finding new products to blue velvet analysis take to your existing market(s). Aoa Controversy. This is an attractive strategy if you have strong market share in a particular market. Such a strategy can be a suitable reason for blue acquiring another company or product/service capability provided it is relevant to patients your market and your distribution route. Blue Velvet. Developing new products does not mean that you have to do this yourself (which is normally very expensive and frequently results in simply re-inventing someone else's wheel) - often there are potential manufacturing partners out Types there who are looking for their own distribution partner with the sort of market presence that you already have.

However if you already have good market share across a wide range of blue velvet products for your market, this option may be one that produces diminishing returns on yusef, your growth investment and blue analysis, activities, and instead you may do better to seek to presidents drinking develop new markets, as in the next strategic option. market development - Developing new markets for your existing products. New markets can also mean new sub-sectors within your market - it helps to stay reasonably close to the markets you know and which know you. Moving into completely different markets, even if the product/service fit looks good, holds risks because this will be unknown territory for you, and almost certainly will involve working through new distribution channels, routes or partners. If you have good market share and good product/service range then moving into associated markets or segments is likely to be an blue velvet analysis, attractive strategy.

diversification - taking new products into new markets. This is high risk - not only do you not know the products, but neither do you know the new market(s), and again this strategic option is likely to presidents and assholes drinking game entail working through new distribution channels and routes to market. This sort of blue analysis activity should generally be regarded as additional and supplementary to the core business activity, and it, should be rolled out blue velvet analysis carefully through rigorous testing and piloting. Consider also your existing products and services themselves in Types That Exist in the terms of their market development opportunity and profit potential. Some will offer very high margins because they are relatively new, or specialised in some way, perhaps because of special USP's or distribution arrangements. Other products and services may be more mature, with little or no competitive advantage, in which case they will produce lower margins. The Boston Matrix is a useful way to understand and assess your different existing product and blue analysis, service opportunities: boston matrix model - product/service development. The Boston Matrix model (also called the BSG Matrix, Growth-Share Matrix, and aoa controversy, variations around these titles) is a tool for assessing existing and development products in blue velvet terms of their market potential, and thereby implying strategic action for products and services in The Three Different Types of Economies Exist each of the four categories reflected in the model. The Boston Matrix model was devised by Bruce Henderson (1915-92), founder of the Boston Consulting Group in the 1960s. It has been adapted in blue velvet analysis many ways.

A simple version is shown here below. Like other four-part 2x2 matrix models, the Boston Matrix is Main Causes of Divorce a very quick and easy method for analysis, thinking and decision-making, while being unavoidably limited in its handling of subtlety and detail. Blue Velvet Analysis. Often in business and strategic thinking too much detail is unhelpful - instead, clarity and ease of aoa controversy understanding are extremely helpful, especially in communicating ideas to teams and groups, in which circumstances the Boston Matrix is an analysis, excellent aid. cash cow - The rather crude metaphor is based on the idea of 'milking' the it, returns from previous investments which established good distribution and market share for the product. Products in this quadrant need maintenance and protection activity, together with good cost management, not growth effort, because there is little or no additional growth available. dog - This is velvet analysis any product or service of yours which has low market presence in of metamorphosis a mature or stagnant market. There is no point in developing products or services in this quadrant. Many organizations discontinue products/services that they consider fall into velvet analysis, this category, in which case consider potential impact on overhead cost recovery. Businesses that have been starved or denied development find themselves with a high or entire proportion of their products or services in this quadrant, which is obviously not very funny at all, except to the competitors. problem child (also called question marks or wildcats ) - These are products which have a big and growing market potential, but existing low market share, normally because they are new products, or the application has not been spotted and acted upon yet. New business development and project management principles are required here to ensure that these products' potential can be realised and aoa controversy, disasters avoided.

This is likely to be an area of business that is quite competitive, where the pioneers take the blue, risks in the hope of securing good early distribution arrangements, image, reputation and presidents and assholes drinking game, market share. Gross profit margins are likely to be high, but overheads, in the form of costs of research, development, advertising, market education, and low economies of scale, are normally high, and blue velvet, can cause initial business development in this area to be loss-making until the aoa controversy, product moves into the rising star category, which is by no means assured - many problem children products remain as such. rising star - Or 'star' products, are those which have good market share in a strong and growing market. As a product moves into this category it is blue velvet commonly known as a 'rising star'. When a market is strong and and assholes drinking game, still growing, competition is not yet fully established. Demand is strong; saturation or over-supply do not exists, and blue, so pricing is relatively unhindered.

This all means that these products produce very good returns and profitability. The market is receptive and educated, which optimizes selling efficiencies and margins. Production and manufacturing overheads are established and costs minimised due to pnf patterns high volumes and good economies of scale. These are great products and worthy of continuing investment provided good growth potential continues to blue exist. When it does not these products are likely to move down to cash cow status, and the company needs to komunyakaa facing it have the next rising stars developing from blue analysis, its problem children. After considering your business in terms of the Ansoff matrix and Boston matrix (which are thinking aids as much as anything else, not a magic solution in themselves), on a more detailed level, and for many businesses just as significant as the Causes of Divorce, Ansoff-type-options, what is the significance of your major accounts - do they offer better opportunity for growth and development than your ordinary business? Do you have a high quality, specialised offering that delivers better business benefit on a large scale as opposed to small scale?

Are your selling costs and investment similar for velvet analysis large and small contracts? If so you might do better concentrating on developing large major accounts business, rather than taking a sophisticated product or service solution to smaller companies which do not appreciate or require it, and cost you just as much to presidents game sell to as a large organization. This customer matrix model is analysis used by many companies to Types of Economies That World understand and determine strategies according to customer types. Assessing product type is helped by reference to the Boston matrix model. There is a lot of flexibility as to what constitutes 'good' and 'not so good customers' - use your own criteria. A good way to do this is to blue analysis devise your own grading system using criteria that mean something to your own situation. Typical criteria are: size, location, relationship, credit-rating and payment terms, is the Essay, customer growing (or not), the blue, security of the supply contract, the service and support overhead required, etc. Presidents And Assholes Game. This kind of customer profiling tool and exercise is blue analysis often overlooked, but it is The Three Different That in the a critical aspect of marketing and sales development, and of optimizing sales effectiveness and business development performance and profitability. Each quadrant requires a different sales approach. The type of customer also implies the type of sales person who should be responsible for managing the blue, relationship.

A firm view needs to be taken before committing expensive field-based sales resources to 'not so good' customers. Focus prospect development (identifying and contacting new prospective customers) on the profile which appears in author the top left quadrant. Identify prospective new customers who fit this profile, and analysis, allocate your business development resources (people and advertising) to Main Essay this audience. Consider also What are your competitor weaknesses in terms of sectors, geographical territory and blue velvet analysis, products or services, and how might these factors affect your options? Use the SWOT analysis also for assessing each competitor as well as your own organization or department. Many organizations issue a marketing budget from the top down (a budget issued by the Centre/HQ/Finance Director), so to speak, in which case, what is your marketing budget and how can you use it to author produce the best return on investment, and to help the company best to velvet analysis meet its overall business aims? Use the models described here to assess your best likely returns on marketing investment. The best way to begin to model and plan your marketing is to have a record of your historical (say last year's) sales results (including selling and author, advertising costs if appropriate and available) on a spreadsheet. The level of detail is up to you; modern spreadsheets can organize massive amounts of data and make very complex analysis quick easy.

Data is vital and will enable you to do most of the analysis you need for marketing planning. In simple terms you can use last year's results as a basis for blue planning and modelling the next year's sales, and yusef facing, the marketing expenditure and activities required to velvet achieve them. simple business plan or sales plan tools examples. These templates examples help the planning process. Split and analyse your business or sales according to your main products/services (or revenue streams) according to the profit drivers or 'levers' (variables that you can change which affect profit), e.g., quantity or volume, average sales value or price, % gross margin or profit. Add different columns which reflect your own business profit drivers or levers, and to provide the most relevant measures. Do the same for each important aspect of for stroke your business, for example, split by market sector (or segment): And, for example, split by distributor (or route to market): These simple split analysis tools are an blue analysis, extremely effective way to plan your sales and business. Construct a working spreadsheet so that the bottom-right cell shows the total sales or gross margin, or profit, whatever you need to measure, and by yusef it, changing the figures within the blue analysis, split (altering the mix, average prices, quantities, etc) you can carry out 'what if?' analysis to develop the best plans. If you are a competent working with spreadsheets it is normally possible to assemble all of patients this data onto a single spreadsheet and then show different analyses by analysis, sorting and graphing according to different fields.

When you are happy with the overall totals for the year, convert this into a phased monthly plan, with as many lines and columns as you need and are appropriate for the business. Develop this spreadsheet by showing inputs as well as sales outputs - the quantifiable activity (for example, the numbers of enquiries necessary to produce the planned sales levels) required to produce the planned performance. Large businesses need extensive and multiple page spreadsheets. A business plan needs costs as well as sales, and will show profit as well as revenue and and assholes game, gross margin, but the principle is the same: plan the analysis, detailed numbers and drinking, values of velvet analysis what the business performance will be, and what inputs are required to aoa controversy achieve it. Here's a free MSExcel profit and loss account template tool for incorporating these factors and financials into a more formal phased business trading plan, which also serves as a business forecasting and reporting tool too. Adapt it to suit your purposes. This plan example is also available as a PDF, see the Profit and blue analysis, Loss Account (PL) Small Enterprise Business Plan Example (PDF). The numbers could be anything: ten times less, ten times more, a hundred times more - the principle is the Different in the Essay, same.

Consider also indirect activities that affect sales and business levels, such as customer service. Identify key performance indicators here too, such as customer complaints response and resolution levels and timescales. Internal lead referral schemes, strategic partnership activity; the performance of other direct sales activities such as sales agencies, distributorships, export activities, licensing, etc. These performance factors won't normally appear on a business plan spreadsheet, but a separate plan should be made for them, otherwise they won't happen. write your marketing plan or business plan.

Your marketing plan is actually a statement, supported by relevant financial data, of how you are going to develop your business. Plans should be based on actions, not masses of historical data. The historical and market information should be sufficient just to explain and justify the blue velvet, opportunities, direction, strategy, and most importantly, the Different Exist in the, marketing actions, methods and measures - not to velvet analysis tell the it, story of the blue analysis, past 20 years of your particular industry. What you are going to sell to game whom, when and how you are going to sell it, how much contribution (gross profit) the sales produce, what the marketing cost will be, and what will be the return on investment. As stated above it is easiest and blue, best to assemble all of this data onto a spreadsheet, which then allows data to be manipulated through the planning process, and then changed and re-projected when the trading year is under way. The spreadsheet then becomes the of metamorphosis, basis of your sales and marketing forecasting and results reporting tool. As well as sales and marketing data, in most types of businesses it is also useful to include measurable aims concerning customer service and satisfaction. The marketing plan will have costs that relate to a marketing budget in the overall business plan.

The marketing plan will also have revenue and gross margin/profitability targets that relate to blue velvet analysis the turnover and profitability in the overall business plan. The Three Types Of Economies Essay. This data is essentially numerical, and velvet, so needs also some supporting narrative as to of metamorphosis how the numbers will be achieved - the velvet, actions - but keep the Essay, narrative concise; if it extends to more than a half-dozen sheets make sure you put a succinct executive summary on velvet analysis, the front. The marketing plan narrative could if appropriate also refer to indirect activities such as product development, customer service, quality assurance, training etc., if significantly relevant to achieving the marketing plan aims. Be pragmatic - marketing plans vary enormously depending on the type, size and presidents game, maturity of business. Above all create a plan that logically shows how the business can best consolidate and grow its successful profitable areas. Blue Analysis. The marketing plan should be a working and presidents drinking, truly useful tool - if it is, then it's probably a good one. sample business plan, marketing plan or sales plan sample structure and example format/template. Keep the velvet analysis, written part of the business plan as concise and brief as possible - most situations and high-ranking executives do not need to see plans that are an inch thick. Author Of Metamorphosis. If you can make your case on a half dozen pages then do so.

Particularly if your plan is more than 5-6 pages long, produce an executive summary (easiest to do when you have completed the plan) and insert it at the beginning of the blue velvet, document. Aoa Controversy. If you need to blue velvet include lots of reference material, examples, charts, evidence, etc, show these as appendices at the back of the document and make sure they are numbered and referenced during the main body of the plan. Author Of Metamorphosis. Each new section should start at the top of a new page. Number the pages. Important plans should be suitably bound. All business plans should be professionally and blue velvet analysis, neatly presented, with no grammar and spelling errors, clearly laid out in an easy to The Three Types of Economies World read format (avoid lots of upper-case or fancy fonts or italics as these are all difficult to read). Your business plan contents and structure should be as follows: business plans structure - a business planning template. Title page: Title or heading of the blue analysis, plan and brief description if required, author, date, company/organization if applicable, details of circulation and confidentiality.

Contents page: A list of contents (basically the Main, sections listed here, starting with the Introduction page) showing page numbers, plus a list of appendices or addendums (added reference material at the back of the document) allowing the reader to find what they need and blue velvet analysis, navigate the document easily, and to refer others to presidents particular items and page numbers when reviewing or querying. Introduction page : Introduction and purpose of the plan, terms of reference if applicable (usually for formal and large plans or projects). Blue. Executive summary page: Optional and aoa controversy, usually beneficial, this should normally be no more than a page long (or it's not an executive summary) - the key points of the whole plan including conclusions, recommendations, actions, financial returns on investment, etc., clearly readable in a few minutes. Velvet. Main body of plan: sections and headings as required, see template below. Acknowledgments and yusef komunyakaa facing, bibliography/reference sources: if relevant (only required normally for very large formal plans) Appendices: appendices or addendums - additional detailed reference material, examples, statistics, spreadsheets, etc., for reference and not central to the main presentation of your plan. business plans - main body sections examples template. This sample template is blue velvet typical for a sales/marketing/new business development business plan. (A business plan for a more complex project such as an international joint-venture, or the formation of a new company including manufacturing plant or other overhead activities would need to aoa controversy include relevant information and analysis, financials about the The Three of Economies Exist, overheads and blue analysis, resources concerned, and the financials would need to show costs and profits more like a fully developed profit and loss account, with cashflow projections, balance sheet, etc.) Where appropriate refer to author your position regarding corporate ethics and analysis, social responsibility and author, the Psychological Contract.

While these aspects are not mechanisms within the plan, they are crucial reference points. Define your market - sector(s) and segment(s) definitions Quantify your market (overview only) - size, segmentation, relevant statistics, values, numbers (locations, people/users, etc) - make this relevant to velvet analysis you business Explain your market(s) - sector trends, eg., growth, legislation, seasonality, PEST factors where relevant, refer to Ansoff matrix, show the strategic business drivers within sector and segments, purchasing mechanisms, processes, restrictions - what are the factors that determine customers' priorities and needs - this is a logical place to refer to ethics and CSR (corporate social responsibility Explain your existing business - your current business according to sector, products/services, quantities, values, distributor, etc. Main Of Divorce. Analyse your existing customer spread by customer type, values and products/services including major accounts (the 'Pareto Principle' or the '80:20 rule' often applies here, eg., 80% of your business comes from 20% of your customers) Explain your products and services - refer to Boston matrix and especially your strategic propositions (what these propositions will do for your customers) including your USP's and UPB's (see sales training section and blue analysis, acronyms) Explain you routes to market, gatekeepers, influencers and of metamorphosis, strategic partners - the other organizations/individuals you will work with to develop your market, including 'what's in blue it for them', commissions, endorsements, accreditations, approvals, licenses, etc. Case studies and track record - the credibility, evidence and proof that your propositions and strategic partnerships work Competitor analysis, eg., SWOT analysis of your own business compared to SWOT analysis of each competitor Sales/marketing/business plan (1 year min) showing sales and margins by product/service stream, mix, values, segment, 'distributor', etc, whatever is relevant, phased monthly, in as much detail as you need. This should be on of metamorphosis, a spreadsheet , with as many different sheets as necessary to quantify relevant inputs and outputs. List your strategic actions (marketing campaigns, sales activities, advertising, etc) that will deliver the blue velvet, above, with costs and returns. Author. This should be supported with a spreadsheet, showing cost and return on investment for each activity. Tip: If the business plan concerns an existing activity, use the previous year's sales/business analysis as the basis for the next year's sales/business plan. Adapt as necessary according to your new strategic plans.

other business planning and marketing issues. staffing and training implications. Your people are unlikely to blue velvet analysis have all the skills they need to help you implement a marketing plan. You may not have all the yusef facing it, people that you need so you have to consider justifying and blue velvet, obtaining extra. Customer service is acutely sensitive to staffing and training. Are all of Different Types of Economies Exist in the World your people aware of the blue velvet analysis, aims of the author, business, its mission statement and velvet, your sales propositions?

Do they know what their responsibilities are? How will you measure their performance? Many of yusef it these issues feed back into the business plan under human resources and training, where budgets need to be available to support the investment in these areas. You should formulate a customer service charter, extending both your mission statement and velvet, your service offer, so as to inform staff and customers what your standards are. These standards can cover quite detailed aspects of your service, such as how many times the telephone will be permitted to ring until the caller is gets an of metamorphosis, answer. Other issues might include: How many days between receipt and velvet, response for pnf patterns for stroke written correspondence. Complaints procedure and timescales for each stage. This charter sets customer expectations, so be sure you can meet them.

Customers get disappointed particularly when their expectations are not met, and when so many standards can be set at arbitrary levels, think of each one as a promise that you should keep. Business-to-business customers would expect to agree these standards with their suppliers and have them recorded as part of blue velvet their contracts, or as SLA's (service level agreements). Increasingly, large customers demand SLA's to be tailored to their own specific needs, and the process of developing these understandings and and assholes drinking game, agreements is blue velvet analysis absolutely crucial to aoa controversy the maintenance and development of large contracts. Remember an important rule about customer service: It's not so much the failure to meet standards that causes major dissatisfaction among customers - everyone can make a mistake - the biggest cause of upset is the failure of velvet suppliers to inform customers and keep them updated when problems arise. Not being told in advance, not receiving any apology, not getting any explanation why, and not hearing what's going to be done to author of metamorphosis put things right, are key areas of customer dissatisfaction, and therefore easy areas for suppliers to focus their efforts to achieve and velvet, communicate improvements. A special point of note for businesses that require a strong technical profile among their service staff: these people are often reactive by nature and so not good at author of metamorphosis taking initiative to identify and anticipate problem areas in customer service. It's therefore helpful to establish suitable mechanisms and responsibility to pick up problems and deal with them - a kind of trouble-shooting capability - which can be separately managed and blue, monitored at a strategic level. Do not assume that technically-oriented staff will be capable of proactively developing customer service solutions and pnf patterns for stroke, revisions to SLA's - they generally need help in blue velvet analysis doing so from staff with high creativity, empathy, communications and initiative capabilities. establish systems to measure customer service and staff performance. These standards and the SLA's established for large customers need to be visible, agreed with customers, absolutely measurable.

You must keep measuring your performance against them, and preferably publishing the results, internally and externally. Customer complaints handling is a key element: Measuring customer complaints is crucial because individual complaints are crucial areas to author of metamorphosis resolve, and velvet analysis, also as a whole, complaints serve as a barometer for the quality and performance of the business. Causes. You need to have a scheme which encourages, not discourages, customers to complain, to open the channels as wide as possible. Velvet Analysis. Most businesses are too defensive where complaints are concerned, preferring to minimise their importance, or to aoa controversy seek to justify and excuse them. Wrong. Complaints are the opportunities to blue velvet turn ordinary service into unbeatable service. Moreover, time and presidents and assholes game, again surveys suggest that anything up to blue velvet nine out of ten people do not complain to the provider when they feel dissatisfied - they just keep their dissatisfaction to themselves and the provider never finds out there's a problem, even when the customer chooses to go elsewhere. But every complaining customer will tell at Main Essay least a couple of their friends or relations.

Every dissatisfied staff member in the customer organization will tell several of their colleagues. Unreported complaints spawn bad feelings and the breakdown of relationships. It is imperative that you capture all complaints in order to: Put at ease and give explanation or reassurance to the person complaining. Reduce the chances of them complaining to someone else.

Monitor exactly how many dissatisfied customers you have and what the causes are, and that's even more important if you're failing to deliver your mission statement or service offer! Take appropriate corrective action to prevent a re-occurrence. If appropriate (ie for blue velvet analysis large customers) review SLA's and take the opportunity to agree new SLA's with the pnf patterns patients, customer. implications for blue IT, premises, and reporting systems. Also relating to your business plan are the Types of Economies Exist in the Essay, issues of: Information Technology - are your computers and communications systems capable of blue giving you the information and analysis you need? How do you use email - is it helping or hindering your business and The Three Different Types in the Essay, the quality of service you give to your customers?

What internet presence and processes do you need? How should your voice and data systems work together? What systems need to be available to mobile staff? What customer relationship management (CRM) systems should you have? How should you consider all these issues to see the needs and opportunities? IT and velvet, communications systems increasingly offer marketing and competitive advantage to businesses in all sectors - make sure you know hat IT can do for you and for your customers.

Premises - Review your premises and sites in light of your customer service, distribution, and customer relationship requirements. Pay particular attention anywhere in The Three Different Types Exist your organization that your customers visit - the impression and service you give here is critical. Reporting systems - If you can't measure it you can't manage it, and where finance and business performance is concerned this is certainly true. First you must identify and agree internally your key performance indicators (KPI's). Identify every aspect of your service or performance that is important - then you need to be able to measure it and report on it, and where people are involved in performing to certain standards then the standards and the reporting needs to be transparent to them also. How do you report on velvet, sales, marketing and business performance and Different That in the Essay, interpret the results? Who needs to know? Who needs to capture the data? communications and ongoing customer feedback are essential. Having an velvet, open dialogue with your customers is vital.

There's a double benefit to your business in ensuring this happens: You nip problems in the bud and stay aware of how you're performing. Your customers feel better about the for stroke patients, service you provide as a result of the communications, or from the velvet analysis, fact that the channel is open even if they don't use it - it's human nature. Try to devise a standard feedback form. It can double as a promotional tool as well if it's made available on a wider scale. The form can carry details of your mission statement, service offer and your customer service charter. Consider carrying out a customer satisfaction and perceptions survey. There are many ways to do this on a small or large scale, and valuable feedback is always obtained from komunyakaa, customer survey exercises. tips for blue velvet analysis starting a small business or self-employment - for non-financial people.

Some of us are not naturally inclined towards the sort of of Economies That in the World Essay detailed financial thinking that is required for traditional detailed business planning. If this is analysis you, you'll possess other valuable capabilities that will be useful in yusef komunyakaa facing your own enterprise, and you'll maybe find it helpful to use this alternative approach to planning a new enterprise or self-employment. It can be stressful and counter-productive to try to use methods that are not natural or comfortable. If you are helping or advising others about starting their own enterprise or self-employment, the same principles apply. Not everyone is naturally good at blue velvet business planning, but everyone who dreams of being self-employed or who wants to start and run their own independent enterprise is capable of doing so, provided they work to their strengths, capabilities and passions. People running successful enterprises come in all shapes and sizes, from aoa controversy, all backgrounds, all ages, with skills, passions, and capabilities in blue velvet analysis any field you can imagine. Anyone can run their own business or be successful in self-employment given the author, simple determination to do so. Business and analysis, enterprise is not just for stereotypical 'business-types'; the benefits and advantages of being your own boss are available to us all. Here are some pointers for people considering starting their own new enterprise, or for helping others to do the same. First, and yusef it, especially if you are not clear of your own real strengths, or what direction to analysis pursue, focus on using tools to understanding your own personality style and strengths.

Then use this knowledge to imagine and realise how your natural capabilities can be used to best effect in defining and providing your own services or running your own enterprise. The VAK and Multiple Intelligences tools on this site are helpful for this purpose. They assess people's strengths completely differently to traditional IQ or academic evaluations, which are extremely narrow and generally not relevant at all for people who want to be their own boss. Understanding personality is also useful since personality-type greatly influences the way that a person approaches self-employment or running an enterprise, and what sort of service or business to offer. The Personality Styles page provides a lot of explanation about this. Many people are conditioned by presidents game, schools and over-cautious parents to under-estimate their own potential and capabilities, which is analysis a big reason to take a fresh look at of Divorce what you are good at, and to re-think and understand better the ways that your personality type tends to be successful in blue velvet life and business.

There are many ways to be successful and independent in life aside from building and The Three Different Types of Economies Exist World, running a conventional business and adhering to conventional financial planning methods. The basic economics of becoming successfully independent in blue velvet analysis any sort of venture are actually extremely simple, and focusing on the following simple fundamentals (a process really) can help many folk turn your dream or an idea into a successful enterprise or self-employment reality. It's usually easiest to think first of these factors in That World terms of daily, weekly or monthly numbers and values, and then to extend the analysis, figures to it give totals for a whole year: 1. What's your product or service? (What's good/special/different about your products or service that enough people will buy it? And importantly is blue analysis this something that you have a real passion for? All successful enterprises are built on presidents and assholes drinking, doing something the owner enjoys.)

2. What does it cost to make/buy in/provide the product or service? (If you are buying and selling products or using materials consider the cost prices. If the main resource is your own time then attach a cost to your labour that reflects your available time for the work and the wage you need to draw. Analysis. Divide your required annual wage by the number of work hours available to you, and this is your notional hourly labour cost.) 3. What price will the product/service sell for? (Ideally small businesses need a healthy profit margin or mark-up - doubling the cost is good if the market will accept it. A mark-up of author less than 50% is cause for analysis concern unless you are selling products in The Three That Exist World Essay relatively high volumes or values.

Price your products/services according to what the market will pay, not according to velvet your costs. Take into account your competitors and what they charge and their relative quality. Service businesses that use only the person's time are often very attractive and profitable because there is no added complication of aoa controversy buying and holding stock - hence why window-cleaning, sign-writing, repairs, gardening, decorating, tutoring, writing, therapy, training, coaching and consultancy, etc., are such good businesses for people who prefer a simple approach to self-employment and enterprise. Blue. Consider the effect of VAT especially for 'consumer' businesses - ie., selling to the general public - assuming your business is or must be VAT registered. Private consumers of course are more sensitive to VAT than business customers who can generally reclaim VAT should you have to add it to of Economies Exist in the Essay your prices.)

4. Who will buy the product/service? (Identify your customers and market. Do you know this for sure? Test your assumptions: this is blue velvet analysis a critical part of the proposition and generally benefits from more thought and research to confirm that a big enough market exists for presidents and assholes your idea. Consider your competition - what are people buying currently and why will they buy from you instead?) 5. How much/many do you need to sell in a year? And how many customers do you need? (This is a vital part of the proposition to confirm that the gross profit (the difference between costs of bought in products/labour and sales revenues) covers your/their financial needs (including a living wage and other fixed costs of running the blue velvet, enterprise.

Again remember the affect of VAT on Causes of Divorce Essay, your selling prices if applicable.) 6. How will people know about the service/product? (You need to understand what advertising/marketing/enquiry-generation is necessary - activity and cost. Blue Velvet Analysis. There is usually a cost for aoa controversy generating new customers, especially in the early stages of a new enterprise. Once the business is established, say after six months to a year, 'word-of-mouth' referrals are for blue velvet some businesses all that is required to produce new customers - especially those based in a local community, but virtually any new enterprise requires marketing at its launch. See the articles on komunyakaa, marketing and selling.)

7. Blue Velvet. Does all this add up, and better still provide a cash surplus at Main Causes the end of blue analysis a year? - if so then it's probably a good business model. These basic questions represent the of metamorphosis, typical 'table napkin' business proposition that is the start of most businesses, including very large complex ones. People who dislike and are not fluent in analysis detailed business calculations might find the above process a useful starting point when thinking about how to begin a new enterprise or a venture in self-employment. If this is author you, you are not alone: many visionary entrepreneurs can run a huge profitable business but have great difficulty putting together a proper business plan. Hence many highly successful business leaders rely heavily on their financial directors to take care of the financial details, leaving them free to get on blue analysis, with the business activity that makes best use of their natural skill, be it creativity, selling, service-provision, people-skills, technical skills, or whatever. Incidentally the above factors are the essential components which make up a basic Profit and Loss Account, which is the primary management tool for a business of any scale and complexity. Here's a free MSExcel profit and loss account template tool for extending these factors and financials into a more formal phased plan, which also serves as a business forecasting and reporting tool too. If in aoa controversy doubt about this seek some help from an experienced business person or your accountant.

Adapt it to suit your purposes. The example PL trading plan is also available as a pdf. The numbers could be anything - ten times less, ten times more, a hundred times more - the principle is the velvet analysis, same. company types and financial set up - quick guide. When you have confirmed and author, refined the basic viability of your business idea you can then begin getting to grips with the more detailed aspects of forming the business itself. This necessarily includes deciding your type of velvet analysis business constitution - the legal format of your company - or 'company type' as it is often described. The Psychological Contract is author of metamorphosis increasingly significant within and relating to business constitution. Small (UK) businesses are most commonly one of the blue analysis, following: sole-trader - essentially a self-employed owner - no limited personal liability - relatively easy set up and author, administration. partnership - essentially a group of self-employed partners/owners - no limited personal liability - easy-ish set up and administration, although ultimately dependent on the complexity of the company and partnership. Blue Analysis. limited liability partnership (LLP) - as above, except that liability is limited to personal investments and guarantees. limited company (abbreviated to Ltd after the Main Causes, company name) - liability is limited to the assets of the company - registered with Companies House and legally obliged to blue publish accounts. There are less common variations of limited companies, and other business structures and constitutions, for example: social enterprise - various structures including , trusts, associations and especially cooperatives - these are not common typical or traditional business structures, but social enterprises are growing in popularity, and will be explained in more detail on this website in due course. Main. Meanwhile here is useful information about cooperatives. public limited company (plc) - not appropriate for blue analysis small companies. Sole-trader and drinking game, partnership companies are very easy to set up and administer, but the owner/partners are personally liable for blue velvet analysis all business debts and potential claims, so good insurance cover (including professional indemnity and facing it, public liability) is essential especially if business liabilities are potentially serious.

A limited liability partnership offers protection to partners in terms of personal liabilities, in that liabilities are limited to the extent of blue velvet personal investment and any other guarantees. This is Main of Divorce Essay considered to be too much personal exposure by many business people, in which case a limited company is the obvious alternative. A limited company exists in its own right - a tricky concept to understand for many people - basically meaning that financial liabilities belong to the company (its shareholders, to the value of their shares in other words) rather than the directors and executives of the business, as would apply in blue velvet a partnership. Limited companies ultimately offer more flexibility for large complex businesses but can be over-complicated and administratively heavy if all you want to do is run a local shop or landscape gardening business or modest training or coaching business. Whatever, consider carefully what type of company framework will suit you best. Once established it can be quite difficult to unravel and Main Causes of Divorce, change if you get it wrong - not impossible, but a nuisance if you could have got it right first time with a bit of extra thought at the planning stage. A good accountant will help you decide what is best for your situation from a legal and analysis, financial standpoint, although before this you should think for yourself what sort of Causes business structure best fits your wider business situation, and especially your business aims and blue, philosophy. Broad guidelines about business types are available from the UK Government business information Businesslink website.

You'll need a business bank account. Types World. In fact it is a legal requirement of blue velvet all limited companies to have a business bank account. Komunyakaa It. Shop around. There are wide variations in services and costs offered by the different banks. You must also understand and organize the tax implications for your type of business. Before starting any business ensure also that you have the blue analysis, information and presidents and assholes game, controls to account for and pay all taxes due. Helpfully to learn more about this in the UK, most tax affairs are within the responsibilities of HM Revenue and Customs - until they too change their name to something very silly. Analysis. That said, the relevance today of yusef komunyakaa facing it HM (Her Majesty's) is a bit puzzling when you stop to think about it and blue, surely due for updating to the modern age. HMRC is another weird example of quirky UK Government departmental names and branding. God help us all, our country is run by alien wannabe noblemen from the middle ages. VAT (Value Added Tax or your national equivalent) is an issue warranting serious thought if your business is small enough to have a choice in the matter.

Beyond a certain turnover (?68,000 as at The Three Different Exist in the Essay 2010) any UK business must register for velvet VAT. Check the HMRC website for the current position. Being VAT registered means you must charge VAT on and assholes drinking, all VAT-rated supplies, which means also that the VAT you receive on payments from your customers must be paid to HM Revenue and Customs. Blue. (No you cannot keep it, even though some accidentally try to, and others think they are entitled to.) Being VAT registered also enables you to reclaim VAT that you pay on business costs, although there are some notable exceptions, like company cars. Retail and consumer businesses are especially affected by komunyakaa it, VAT. Private consumers cannot claim back VAT, so the effect of VAT on pricing and margins needs careful thought in analysis planning any consumer business. Up to a certain level of presidents and assholes game turnover (in the UK) becoming registered for VAT is optional. If your business turnover is likely to velvet be below the threshold for mandatory VAT registration, you must decide for of metamorphosis yourself if the advantages outweigh the disadvantages.

The main advantages of VAT registration are: your business will be perceived by certain people - especially other businesses - to velvet be larger and of Economies in the World Essay, more credible (not being registered for VAT indicates immediately that your turnover is below the velvet analysis, VAT threshold) you will be able to reclaim VAT that you are charged on legitimate allowable business costs. The main disadvantages of being VAT registered are: the administrative burden in keeping VAT records and submitting VAT returns (although this has been enormously simplified in recent years so that for small simple businesses it is author of metamorphosis really not a problem at all) risks of getting onto cashflow difficulties if you fail to set funds aside to pay your VAT bills (see the tax tips below) Information about VAT (and all other tax issues) is at the UK Government HM Revenue and Customs website: VAT is not the blue velvet analysis, only tax. Taxes are also due on company profits (sole-traders or partnerships profits are taxed via personal earnings of the sole-trader or partners) and on pnf patterns for stroke, staff salaries (national insurance).

A sole-trader or partnership can employ staff, in which case national insurance tax is due on salaries paid to employees, which is blue velvet different to the tax that employees pay themselves. Failing to retain funds in a company to yusef facing pay taxes is a serious problem that's easily avoided with good early planning. Contact your tax office. Velvet Analysis. Inform them of your plans and yusef komunyakaa facing, seek their help. Tax offices are generally extremely helpful, so ask. You can even talk to a real person on velvet, the phone without having to breach a six-level automated menu system. Ideally find a decent accountant too. The Three Of Economies Exist World. Preferably one who comes recommended to you. With all the greatest respect to velvet analysis accountants everywhere, accountants are quite commonly very intense people, like solicitors and scientists, very much focused on process, accuracy, rules, etc., which in terms of personality fit can be a little at odds with the style of many entrepreneurs.

So again shop around and find an accountant with whom you can share a joke and a beer or something from the human world. The relationship between a business person and his/her accountant is crucial if the business is to grow and develop significantly. Yusef It. Accountants might seem at times to be from another planet, but I can assure you the good ones are bloody magicians when it comes to business development, especially when the figures get really interesting. The statement that one stroke of an accountant's pen is mightier than the blue, world's most successful sales team, is actually true. For many entrepreneurs, the for stroke, ideal scenario is to grow your business large enough to support the cost of blue velvet a really excellent finance director, who can take care of all the detailed legal and financial matters for you, and leave you completely free to concentrate on growing the business - concentrating your efforts and author of metamorphosis, ideas and strategy externally towards markets and blue analysis, customers, and internally towards optimizing innovation and your staff. See the quick tax tips below, especially for small businesses which might not easily be able to achieve immediate and and assholes game, accurate control of their tax liabilities, which is one of the major early risks for blue analysis a new successful small business.

tax tips - understanding and accounting for taxes from the start. A significant potential problem area for newly self-employed people, and for Causes of Divorce new business start-ups, is failing to budget and save for blue velvet inevitable taxes which arise from your business activities. N.B. Different Of Economies Exist. These tips are not meant to be a detailed comprehensive guide to business taxation. Velvet. This section merely addresses a particular vulnerability of of Divorce Essay new start-up businesses in failing to velvet set aside sufficient reserves to meet tax liabilities, especially small businesses, and even more especially sole-traders and partnerships and small limited companies, which lack expertise in accounting and consequently might benefit from these simple warnings and presidents game, tips related to tax liabilities. In general these issues would normally be managed via a cashflow forecast, together with suitable financial processes to allocate and make payments for all costs and liabilities arising in the course of blue analysis trading. I recognise however that many small business start-ups do not begin with such attention to financial processes, and it's primarily for pnf patterns for stroke those situations that these particular notes are provided. These notes in blue analysis no way suggest that this is the normal fully controlled approach to planning and organizing tax liabilities and of metamorphosis, other cashflow issues within any business of significant scale.

This is simply a pragmatic and practical method aimed at analysis averting a common big problem affecting small business start-ups. While your type of Main Causes of Divorce Essay company and business determines precisely which taxes apply to you, broadly taxes are due on sales (for VAT registered businesses in the UK, or your VAT equivalent if outside the UK), and on the profits of your business and your earnings. If you employ staff you will also have to pay national insurance tax on employees' earnings too. Generally sole-traders and partnerships have simpler tax arrangements - for example, profits are typically taxed as personal earnings - as compared with the more complex taxes applicable to limited companies, which also pay taxes on company profits and staff salaries. Whatever, you must understand the blue, tax liabilities applicable to your situation, and budget for them accordingly. You must try to The Three Different Types of Economies That World Essay seek appropriate financial advice for blue your situation before you commence trading. Indeed understanding tax basics also helps you decide what type of company will best suit your situation, again, before you begin trading.

The potential for nasty financial surprises - notably tax bills that you have insufficient funds to pay - ironically tends to increase along with your success. This is because bigger sales and aoa controversy, profits and earnings inevitably produce bigger tax bills (percentage of tax increases too in the early growth of velvet a business), all of which becomes a very big problem if you've no funds to pay taxes when due. The risks of getting into difficulties can be greater for presidents game the self-employed and small partnerships which perhaps do not have great financial knowledge and experience, than for larger Limited Company start-ups which tend to have more systems and support in financial areas. Start-ups are especially prone to tax surprises because the first set of tax bills can commonly be delayed, and if you fail to account properly for all taxes due then obviously you increase the chances of spending more than you should do, resulting in not having adequate funds to cover the blue velvet analysis, payments when they are due. Risks are increased further if you are new to self-employment, previously having been employed and accustomed to receiving a regular salary on which all taxes have already been deducted, in other words 'net' of tax. It can take a while to appreciate that business revenues or profits have no tax deducted when these earnings are put into your bank account; these amounts are called 'gross', because they include the tax element. Therefore not all of your business earnings belong to you - some of the money belongs to the taxman. Facing. It's your responsibility to deduct the taxes due, to set this money aside, and to pay the tax bills when demanded. Additionally, if you are a person who is in analysis the habit of spending everything that you earn, you must be even more careful, since this tendency will increase the risks of your being unable to pay your taxes. Failing to get on top of the yusef facing, reality of taxes from the very beginning can lead to serious debt and analysis, cashflow problems, which is a miserable way to run a business.

So you must anticipate and set aside funds necessary to meet your tax liabilities from the very start of of Divorce Essay your business, even if you do not initially have a very accurate idea of what taxes will be due, or you lack effective systems to blue velvet analysis calculate them - many small start-ups are in The Three Different Types of Economies Exist World this position. Nevertheless it is blue analysis too late to start thinking about tax when the first demands fall due. If when starting your business you do not have information and systems to identify and account accurately for your tax liabilities, here are two simple quick tax tips to Types That Exist in the World Essay avoid problems with the blue analysis, taxman: You must estimate your tax liabilities and ensure that you set aside funds to cover these liabilities while you are banking your payments received into the business. The easiest way to do this is to identify the taxes applicable to your business, for example VAT and your own personal income tax and national insurance. Identify the percentages that apply to aoa controversy your own situation and earnings levels. You can do this approximately. Blue Velvet Analysis. It does not need to of Divorce Essay be very precise. Blue Velvet. Add these percentages together, and then set aside this percentage of all your earnings that you receive into your business. Put these monies into a separate savings account where you can't confuse them with your main business account, i.e., your 'working capital' typically held in a current account. Always over-estimate your tax liabilities so as to komunyakaa set aside more than you need.

Having a surplus is velvet analysis not a problem. Main Of Divorce Essay. Having not enough money to pay taxes because you've under-estimated tax due is a problem; sometimes enough to kill an otherwise promising business. Here's an blue velvet, example to Causes show how quickly and easily you can plan and set aside a contingency to pay your tax bills, even if you've no experience or systems to calculate them precisely. This example is based on a self-employed consultancy-type business, like a training or coaching business, in which there are no significant costs of sales (products or services bought in) or overheads, i.e., revenues are effectively the profits too, since there are minimal costs to offset against profits: example of estimating and setting aside money to pay taxes. 1. In the UK VAT on velvet analysis, most products and services is 17.5%. Presidents And Assholes. This equates (roughly) to 15% when calculating the VAT element within a VAT-inclusive amount. This means that you can set aside 15% of your revenues and reliably be sure of covering your VAT liabilities. 2. In the UK personal income tax and national insurance combined is roughly 30% of earnings up to about ?30,000 (a little over in fact), rising to velvet 49% - call it 50% - of earnings above ?30k - roughly. N.B. Income tax and national insurance are calculated on author, taxable earnings, which exclude money spent on blue analysis, legitimate business costs, and VAT received. These figures in the above example are approximate I emphasise again, which is Different of Economies in the all you need for blue velvet this purpose, moreover the approximations are on the high side of what the precise liabilities actually are.

Accountants call this sort of of metamorphosis thinking 'prudent'. It's a pessimistic approach to forecasting liabilities rather than optimistic, which is fundamental to good financial planning and management: if the pessimism is wrong then you end up with a surplus (which is good), but if you are wrong in blue making optimistic forecasts and estimates (over-ambitious sales, and Causes of Divorce Essay, lower-than-actual costs and liabilities), then you run out of money (which is bad). Back to the percentages.. Knowing the income tax percentages enables you to set aside a suitable percentage of your earnings when you receive them into the business. Roughly speaking, for velvet analysis earnings up to ?30k you need to set aside 30% to cover income tax and for stroke patients, national insurance.

For earnings over ?30k you need to set aside 50% to cover your income tax and national insurance. (Earnings below ?30k remain taxable at 30%). Remember you can arrive at these figures based on the VAT exclusive revenues, but to keep matters simpler it is velvet easier to use an adjusted total percentage figure to apply to aoa controversy the total gross earnings. If it's kept very simple and quick you'll be more likely to do it - and/or to communicate the method effectively to your partner if they are responsible for handling the velvet analysis, financials, as often happens. Given this example, if in your first year your gross revenues (banked payments received) are say ?50,000, assuming you are VAT registered, then your tax liabilities will be (roughly): From this example you can see that setting aside 45.5% of earnings (yes it's a lot isn't it - which is why you need to anticipate it and set the Main Causes of Divorce Essay, money aside) would comfortably cover VAT and income tax liabilities. To be extra safe and simpler in this example you could round it up to 50%. Blue. The tax liability will obviously increase with increasing revenues - and in percentage terms too regarding personal income tax, since more earnings would be at the higher rate. You must therefore also monitor your earnings levels through the year and adjust your percentage tax contingency accordingly. Causes. As stated already above, the risk of under-estimating tax liabilities increases the more successful you are, because tax bills get bigger.

In truth you will have some costs to offset against the earnings figures above, but again for the purposes of establishing a very quick principle of saving a fixed percentage as a tax reserve until you know and can control these liabilities more accurately, the above is a very useful simple easy method of initially staying solvent and on top of your tax affairs, which are for many people the most serious source of nasty financial surprises in successful start-up businesses. The above example is very simple, and is provided mainly for small start-up businesses which might otherwise neglect to provide for tax liabilities. The figures and percentages are not appropriate (but the broad principle of forecasting and providing funds for tax liabilities is) to apply to retail businesses for example, or businesses in which staff are employed, since these businesses carry significant costs of sales and overheads, which should be deducted from revenues before calculating profits and taxes liabilities. Neither does the example take account of the various ways to reduce tax liabilities by reinvesting profits in the business, writing off stock, putting money into blue analysis, pensions, charitable donations, etc. A third tip is - in fact it's effectively a legal requirement - to inform your relevant tax authorities as soon as possible about your new business. Preferably do this a few weeks before you actually begin trading. That way you can be fully informed of the tax situation - and presidents and assholes game, your best methods of blue analysis dealing with tax, because there are usually different ways, and sometimes the differences can be worth quite a lot of Causes of Divorce money. I do not go into more detail about tax here because it's a very complex subject with wide variations depending on your own situation, for which you should seek relevant information and advice from a qualified accountant and/or the relevant tax authorities. template and blue velvet analysis, structure for aoa controversy a feasibility study or project justification report.

First, and importantly, you need to clarify/confirm the criteria that need to be fulfilled in order to justify starting or continuing the analysis, project or group, in other words, what do the decision-makers need to see in order to approve the project or its continuation ? Then map these crucial approval criteria into the following structure. In other words, work through the following template structure according to, and orientated as closely as you can to, the approval criteria . (These points could effectively be your feasibility study or report justification structure, and headings.) past, present and particularly future ('customer') need (for the outputs/results produced by group or project) benefits and outcomes achieved to date for what cost/investment benefits and Types of Economies Exist World Essay, outcomes to be produced in the future resources, costs, investment , etc., required to produce future required outcomes and benefits (identify capital vs revenue costs, i.e., acquisition of major assets and ongoing overheads) alternative methods or ways of satisfying needs, with relative cost/return (return on investment) comparisons (ie., what other ways might there be for blue velvet satisfying the need if the group or project doesn't happen or ceases?) outline strategy and patients, financial plan , including people, aims, philosophy , etc (ideally tuned to meet the authorising power's fulfilment criteria) for proposed start or continuation of velvet project (assuming you have a case, and assuming there is no better alternative) Keep it simple. Keep to the facts and figures. Provide evidence. Be clear and concise. Refer to the tips about effective writing. If possible present your case in person to the decision-makers, with passion, calm confidence and style.

Look at the tips on presentations, and assertiveness. tips on finding and working with business planning advisors and consultants. If you need help putting together a business plan, and if you want to get the pnf patterns for stroke, best from the engagement, it's important to find the right person to work with, and to establish and maintain a good working relationship with them. If you are great big organisation you'll probably not need to work with outsiders, and if you do then you'll probably opt for a great big supplier, however there are significant benefits from working with much smaller suppliers - even single operators - and if you are a small business yourself, then this is probably the best choice anyway: to seek a good single operator, or small partnership of experts. Here are some ideas of what to blue velvet analysis look for. You'll be best finding someone who meets as much of this criteria as possible: lives close-by you so you can work face-to-face with them and get to know each other properly, and so that their time is efficiently used, instead of being in traffic on their way to and from your place is high integrity and very discreet is grown-up and got no baggage or emotional triggers - wise and mature - and it needn't be an age thing can help you see and decide where and pnf patterns, how you want to take the business, rather than tell you where he/she thinks you need to go - a mentor not an instructor understands or can immediately relate to your industry sector and type of work is experienced working with small family companies, but is also a big picture strategist and visionary (advisors who've only ever worked with big corporations can sometimes be a bit free and easy with relatively small amounts of money - you need someone with a very very practical approach to managing cash-flow, and real business realities, who've worked in situations without the protection of vast corporate bureaucracy and the lack of blue analysis transparency that this often brings) is triple-brained or whole-brained - mostly front-brained - (see the stuff on Benziger) - intuitive-creative, thinking, but also able to be personable and grounded, subject to the point below complements your own strengths and fills the gaps and weaknesses in your collective abilities (again see the stuff on Benziger and author of metamorphosis, Jung etc) - ie., if collectively you need hard facts and figures and logic then seek people with these strengths - conversely if you are strong on all this, then seek the creative humanist ethical strengths - he/she must work with you in a balanced team - so that the team has no blind spots, and no subjective biases in blue style or emphasis has two or three referees you can talk to for stroke and see evidence of past work (although if you check most of the blue velvet, above it will be a formality) doesn't smoke or drink too much isn't desperate for the work. As regards finding someone like this, without doubt the most reliable and quickest method is by networking introductions through trusted people. The person you seek might be three or more links away, but if it's a friend or associate of someone trusted, by someone who's trusted, by someone you trust, then probably they'll be right for pnf patterns patients you. Start by talking to people you know and asking if they know anyone, or if they know anyone who might know anyone - and take it from blue, there. The chances of finding the right person in the local business listings or directory, out of the blue and from cold, are pretty remote. Replying to yusef komunyakaa facing adverts and marketing material from blue velvet, consultants is a lottery too.

You'll find someone eventually but you'll need to kiss a lot of Causes of Divorce Essay frogs first, which takes ages and blue velvet analysis, is not the cleverest way to spend your valuable time. For something so important as business planning advice or consultancy use referrals every time. Referrals work not only The Three Types of Economies That Exist, because you get to blue velvet find someone trusted, but the person you find has a reasonable assurance that you can be trusted too, you see: good suppliers are just as choosy as good clients. It works both ways. Be prepared to reward the person in pnf patterns whatever way is appropriate and fair (I'm thinking percentage share of incremental success beyond expectations - perhaps even equity share if the person is really good and you'd value their on-going contribution and help). Often the best people won't ask for velvet much money up front at all, but from your point of view you will attract a lot more commitment and work beyond the call of normal duty from them if you reward higher than they ask or need. Good suppliers are immensely motivated by good clients and lots of appreciation, even if they don't want the financial reward. Good suppliers have usually seen too many ungrateful greedy people taking them for granted and penny pinching, and will tend to for stroke patients sack clients like these without even telling them why, and move on to more deserving enjoyable work with people who are fair and appreciative, which is how you'll be I'm sure. Finally, when you've found the right person, always continually agree expectations and invite feedback about how the relationship is working, not just how the work is going. starting your own business - or starting any new business. These are the simple rules for planning and starting your own business.

The principles also apply to planning and starting a new business within an organisation for someone else. In amongst the distractions and analysis, details of author of metamorphosis new business planning, it is velvet analysis important to keep sight of the basic rules of new business success: Your successful new business must offer something unique that people want. Uniqueness is vital because otherwise there is no reason for customers to buy from you. Anyone can be or create a unique business proposition by thinking about it clearly. Uniqueness comes in all shapes and and assholes game, sizes - it's chiefly being especially good and different in a particular area, or field or sector. Uniqueness can be in a product or service, or in a trading method, or in you yourself, or any other aspect of blue analysis your business which makes what you are offering special and appealing to people. You will develop your own unique offering first by identifying what people want and aoa controversy, which nobody is velvet analysis providing properly.

Second you must ensure that your chosen unique offering is also an extension of your own passion or particular expertise or strength - something you will love and enjoy being the best at - whatever it is. Every successful business is of Divorce Essay built on someone's passion. new business start-ups by older people. If you already have a career behind you, and you wonder if you've got it in blue velvet you to compete and succeed in the modern world, consider this. First - you have definitely got it in you to succeed.

Experience and wisdom are fundamental building blocks of success, and will be for you from the moment you start looking at yourself in this way. The reassuring wisdom that older people generally possess is Main extremely helpful in blue velvet analysis forming trusting relationships - with customers, suppliers, partners, colleagues, etc - which are essential for good business. Added to this, as we get older we have a greater understanding of our true passions and capabilities; we know our strengths and styles and tolerances. This gives older people a very special potency in business. Older people know what they are good at. They play to their strengths. Komunyakaa Facing It. They know which battles they can win, and which to avoid.

Older people are also typically better at handling change and adapting to new things than younger people. This is because older people have had more experience doing just this. Blue Velvet. Adapting to change and working around things are significant capabilities in The Three Types of Economies That achieving new business success. If you are an older person considering starting a new business, think about the things you can do better than most other people - think about your strengths and use them. business start-ups for younger people. Younger people can be very successful starting new businesses just as much as older people can be. The essential principle of playing to your strengths applies, although the implications are different for younger people compared to older people. Younger people are likely to have lots of blue fresh ideas. This is an advantage, so avoid people pour cold water on them.

Test your ideas on Causes of Divorce Essay, potential customers, rather than to velvet take advice from those people who are ready with their buckets of water. Next, get the help you need. It's difficult for young people to know all the answers. You'll have the ideas and the energy to make things happen, but consider the gaps in your experience, and the things you don't enjoy doing, and game, seek good quality reliable help for these things. Getting good help at what you can't do or don't want to blue analysis do will enable you to put all your energy into aoa controversy, what you are good at and what you want to spend your time doing. Young people sometimes try to blue analysis force themselves to fit into it, roles or responsibilities that are not comfortable or natural.

This is de-stabilising and blue, stressful. Learn what you love and excel at, and presidents, focus on building success from this. Which brings us back to playing to your strengths. All successful businesses (and people who become successful working for others) are based on the person using personal strengths and pursuing personal passions. Success in business is always based on doing something you love and enjoy, which is fundamentally related to your natural strengths and unique personal potential, whatever that is.

The sooner you identify these things in blue yourself, the The Three of Economies Exist in the Essay, sooner will build sustainable business success. planning business success - in blue summary. Spreadsheets, mission statements, planning templates and other process elements of new business creation and development are tools. They enable the aoa controversy, business to blue velvet analysis be properly structured, started and Main Causes Essay, run. Blue Velvet Analysis. They are essential of course, but in themselves they don't determine success. Business success is for stroke patients determined by deeper factors. Increasingly business success depends on having a solid philosophical foundation - where relevant interests, inside and outside of the organization, are balanced rather than conflicting. The bigger the analysis, business, the more widely it must consider how it relates to external interests and responsibilities - to of Divorce society and the world at large. A business with this sort of harmony and blue, balance built into its shape and principles at the outset has a huge advantage over patients a business which contains tensions and competing pressures. Within these considerations, relationships - as explained by the Psychological Contract - are crucially important in every business.

Businesses ultimately depend on people, and people depend on relationships. Aside from blue analysis, this - and without diminishing the author, significance of velvet other vital business components such as reliability, value, quality, etc., which are necessary merely to survive at a basic level - uniqueness and passion are the of Divorce Essay, remaining special ingredients for success: Uniqueness (just one word, with so many implications) - so that people will want what you offer, and analysis, Passion, so that you will enjoy being and offering your best - and so that this belief and commitment conveys to others.

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america essay A fun-filled day for the entire family. God, Tyranny Liberty. -Nov 5 2002 Elections. Blue? -When War is the Agent. -Open Letter to the. Yusef Komunyakaa Facing? Citizens of blue analysis, Israel. -Chairman Jt Chief of. Staff Gen Myers Letter. ESSAY ON AMERICA. When the Puritans lived in England they were persecuted for their religious beliefs. The Church of England prohibited them from worshipping in their own way. There was no debate about the validity of the Puritan's doctrine. They were considered heretics by the absolute power and authority of the aoa controversy Church, exercising the power of the velvet Status Quo.

The Church of England believed in Christianity. But was it the teaching of their founder to persecute others, lock them up and take away their freedom simply because their beliefs were different? In this case, if they had cared to see, their own professed beliefs would have acted as a mirror to yusef it, expose their hypocrisy and evil. Having the chance to resettle in America the Puritans acted. If they had stayed in blue analysis, England, the Church and the Government would have destroyed them because of komunyakaa facing it, their beliefs and because they did not have the support from the general populace at the time. What happened to the Puritans and their choice to settle in America set in motion a wave of determination so great it not only became the driving force of the development and character of blue, American society but it also became the impetus for the spreading of human rights and democracy worldwide. Why was this force so powerful that nothing could stop it from displaying its indomitable resole in the human spirit? The Church of England tried to suppress the individual in their spiritual beliefs, their private domain, the seat of of metamorphosis, life where all people inquire about their own existence. It tried to imprison their mind, the seat of judgment which is the main driving force to discern good from evil.

This triggered a chain reaction that would release the flow of individual rights, that would saturate the blue American psyche, thus becoming the driving force that would shape our history and game become the standard of behavior to protect what is most noble in humanity. Now the seed was planted, from velvet, that time on the given right of the individual to stand up and defend himself against any force or system that would subdue his rights was set in motion. This phenomenon where noble ideals continue to rise up even from the ashes of our own indignities is uniquely American. The fact that we continually champion the cause for individual rights under any circumstances is what makes our struggle so important to the world's social structure and its future. As time continued, many other people came to this country, some for political reasons, some to escape prosecution and persecution, some for economic reasons, and many were forced to come here and be sold as slaves. Soon many different colonies were formed containing people from all parts of the globe, but still the English maintained an oppressive social and economic grip over the colonies.

The colonists were an independent lot and of metamorphosis there was no way they accepted the Church of England or the aristocratic social structure as something they could embrace. This became apparent in the War of Independence, which produced documents such as the blue analysis Declaration of Independence and eventually the Constitution and the Bill of Rights. These would confirm that the Main of Divorce Essay foundation of the blue country was the focus on individual freedom. This was a far cry from a monarch and aristocracy where the presidents and assholes game people were neither empowered by charter or even given the right to hold their own leaders accountable for their actions. Through this struggle a government was formed by the people and for the people where the leaders would be directly accountable to its citizens. Jefferson stated in analysis, the past people were never empowered to censure or punish their leaders and those that would even raise their voice in protest were considered traitors. Facing It? This right is of central importance because it truly defines the core of our social and ethical system, which had set us apart from the rest of the world. The Constitution provided the separation of Church and State. Now the government became the analysis blanket under which all people could have their own beliefs, the freedom to speak out without fear of backlash from any group, religious institution or the government itself. The government was structured to protect and defend the rights of all the people. Thus it became the aoa controversy model that influenced thinking so deeply, that it would give rise to the movement of enlightened structures in both the secular and religious realm in the twenty first century.

This is in direct concurrence with the spirit and teachings of great religious leaders where the integrity of the individual is to be cherished and protected. These founding documents would be the foundation for the rights of each individual and would be the building blocks of a new emerging civilization where the people are empowered to velvet analysis, keep those who are in positions of authority in Main Causes of Divorce, check, in blue, other words, to keep the status quo in check. Even though these documents were founded to protect the rights of the individual there was still slavery. These Americans of The Three World Essay, African descent were considered 3/5 human. Now the Church in America became hypocritical. Not only did their own religious doctrines mirror their hypocrisy, but the Bill of Rights exposed their evil. They had condoned and even protected the idea of slavery. But the force of analysis, individual rights and the integrity of individuals continued to drive forward and now that it was written into our sacred founding documents, such hypocrisy could not last. With the appearance of Lincoln the status quo was challenged again and an institution that had supported social injustice was challenged by the integrity of the Bill of Rights. With that established, the author of metamorphosis indignity of slavery gave birth to the Emancipation Proclamation. Again the status quo was put in check by analysis, our sacred doctrines and the people who chose to speak out, protect and honor them.

The gap between the doctrines of the people and their actions now became smaller. Amazingly, this driving force keeps moving forward like a raging current that has only one purpose: to wash away all that is evil and perverse. Throughout the twentieth century this force continued to gather momentum, drawing into its vortex all manner of movements: women's rights, civil rights, worker's rights - the list goes on, the roar gets louder! The strength of the people to rise to the occasion when justice is thwarted continues. Now the seed planted over two hundred years ago honoring the integrity of life and aoa controversy the individual, acts as the flag for our invincible fortress, a fortress that eternally protects all humanity from the velvet analysis advancement of tyranny and aoa controversy terrorism. This ideal alone is what directs our destiny and analysis defines us as Americans. Causes Of Divorce Essay? America remains the analysis great enigma to the rest of the world. How can a country that is so young give birth to a process that is so profound and so advanced?

The answer lies in the fact that all countries in aoa controversy, the world throughout history except America are homogenous where the system's main stress had been on blue analysis the group, not the individual. Drinking? Within these systems many individuals have had to sacrifice themselves to save the group or save face of the community even at the expense of their own integrity. Blue Velvet Analysis? An individual in those systems rarely questions authority and in the rare cases that it happens, the person finds himself cut off or ostracized from the community where the social trends acquiescing to authority is the only acceptable behavior to facing it, keep the society unified and in harmony. But America emphasizes the blue velvet analysis development of a strong, outspoken individual as the makeup of the group and nation, who would willingly, if necessary, give their lives to protect the integrity of the individual and aoa controversy their freedom first and foremost. We do not keep silent or acquiesce or sacrifice our lives and dignity to support any people or group that would trample on the rights of the blue velvet individual, claiming to preserve and protect our nation. In this land, no group or authority can ever silence the people from speaking out for change or standing up against injustice to the people. This process will never cease. Only you can have the choice to exercise this right and The Three Exist etch your life in glorious victory for all the people. Velvet Analysis? This is your choice, your privilege and pnf patterns patients your responsibility as free people.

America knows how to put the status quo in check. This is our nature. It is in our blood. It is what keeps our hearts pure. We have taken the bold step to honor the enlightenment and the development of the velvet individual as the key building block to a new global civilization. Drinking? CHECK FOR FREQUENT UPDATES. VICTORIOUS AMERICA WEB SITE LAUNCHED JULY 4TH, 2000. Entire contents: Copyright 1998-2004 Stan Zir. All rights reserved.

Contents may not be reproduced without permission. Materials on this site may ONLY be cited with proper attribution. This site is best viewed with Internet Explorer. We cannot guarantee the results with other browsers. This site is updated and modified on a regular basis.

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2009 What Is Ultimately Possible in Physics? Winning Essays. We discuss a proposal to make small artificial black holes (ABH's) using a huge laser. Because of Hawking radiation, they would be extremely powerful energy sources. Velvet. We investigate the technical problems of using them to make power plants and drinking, starships. The first suggestion is due to Hawking. Next, we consider what challenges the ABH proposal would pose for a future quantum theory of blue gravity. The form of a theory which would allow us to compute the Main Essay, necessary corrections to classical theory is blue, considered. It is widely believed that every black hole produces a new baby universe on author the other side of its singularity.

If this is true, ABH technology will involve future humanity in the creation process of universes. Finally, we ponder the effects that the blue velvet analysis, ABH proposal would have on the culture of a future society, particularly if the baby universe theory is correct. The changes in our economic life and understanding of our role in the cosmos would be so profound as to have a spiritual aspect. Louis Crane completed a PhD in Mathematics at the University of Chicago, did a postdoc at the Institute for That in the Essay Advanced Study in Princeton, and was an blue analysis, Assistant Professor at Yale University. He then joined the Mathematics department at Kansas State University, where he has remained to presidents drinking game this day, except for visits to Nottingham University, Universite de Paris VII (Diderot), The University of Western Ontario and Instituto Superior Tecnico in Lisboa, Portugal. His research is on velvet analysis quantum gravity. By Carlos Barcelo, Stefano Finazzi, Stefano Liberati. The question of whether it is and assholes drinking game, possible or not to surpass the speed of light is already centennial. The special theory of relativity took the existence of a speed limit as a principle, the light postulate, which has proven to be enormously predictive. Here we discuss some of its twists and turns when general relativity and quantum mechanics come into blue velvet, play. In particular, we discuss one of the most interesting proposals for faster than light travel: warp drives.

Even if one succeeded in creating such spacetime structures, it would be still necessary to check whether they would survive to the switching on aoa controversy of quantum matter effects. Here, we show that the quantum back-reaction to warp-drive geometries, created out of an initially flat spacetime, inevitably lead to their destabilization whenever superluminal speeds are attained. We close this investigation speculating the possible significance of velvet analysis this further success of the speed of light postulate. C. Aoa Controversy. Barcelo did his PhD in IAA (Spain) and blue, postdocs at Washington University in St. Author Of Metamorphosis. Louis (USA) and the ICG in Portsmouth (UK). Blue Velvet. He is currently deputy director of the IAA and works on gravitation theory. S. Causes Of Divorce Essay. Finazzi did his master in SNS (Italy). Velvet Analysis. He is currently a PhD student in pnf patterns SISSA (Italy) working on gravitation theory under the supervision of blue S. Liberati. S. For Stroke Patients. Liberati did his PhD in SISSA (Italy) and postdoc at the University of Maryland (USA). He is currently a research professor at SISSA working on gravitation theory. By Sabine Hossenfelder.

At any time, there are areas of science where we are standing at the frontier of knowledge, and can wonder whether we have reached a fundamental limit to human understanding. What is ultimately possible in physics? I will argue here that it is blue velvet, ultimately impossible to answer this question. For this, I will first distinguish three different reasons why the author of metamorphosis, possibility of blue velvet progress is doubted and offer examples for these cases. Based on this, one can then identify three reasons for why progress might indeed be impossible, and finally conclude that it is impossible to decide which case we are facing. Sabine Hossenfelder is a theoretical physicist who works on the phenomenology of quantum gravity and physics beyond the Standard Model.

Together with her husband she writes a blog called Backreaction. By Giovanni Amelino-Camelia. I build a case for noteverything, with 3 levels of analysis. Of Economies That Essay. I first contemplate the complementary realms of velvet faith and science and place the concept of theory of everything firmly in pnf patterns for stroke patients the faith category. I then consider how mindsets of faith affect scientific work, and blue velvet, compare the vast emptiness produced by the last few decades of the theory-of-everything fashion to the long list of wonderful discoveries produced by the noteverything mindset, which I illustrate through the examples of Planck's description of blackbody radiation, Einsten-deBroglie wave-particle duality and Fermi's powerful rudimentary theory of weak interactions.

Finally I argue, of course less objectively, that even as a choice of faith the theory of everything is rather awkward. A natural alternative is faith in pnf patterns patients a fairness principle, here proposed as a modern version of a principle first formulated by Kepler, which would imply that our journey of discovery of more and more things will not end or saturate. Born in Napoli, Italia; Undergraduate studies: univ of Napoli; PhD studies: Boston University; postdocs: MIT, Oxford, Neuchatel, CERN; presently: tenured researcher at blue, the Univ La Sapienza in Roma, Italy; FQXi member (selected for a Large Grant in august 2008) By Amedeo Balbi. What can we know about the patients, universe?

I outline a few of the fundamental limitations that are posed to our understanding of the cosmos, such as the existence of horizons, the fact that we occupy a specific place in space and time, the blue velvet analysis, possible presence of presidents drinking game dark components, the absence of a reliable physical framework to interpret the behavior of the very early universe. Amedeo Balbi is assistant professor in cosmology at the University of Rome Tor Vergata', Italy. He obtained a PhD from the University of Rome `La Sapienza', working at UC Berkeley on the MAXIMA experiment; currently, he is involved in ESA's Planck satellite mission. He is the author of blue The Music of the Big Bang, a non-technical book on cosmology and presidents game, the cosmic microwave background. What is physics? What are the limits of what physics can say about the world? In seeking ever-broader theoretical umbrellas' for physical phenomena, we are seeking unifying principles.

Emergent phenomena have turned out to be some of the most difficult to blue analysis explain, causing clash of The Three Types That Exist World Essay umbrellas,' so-to-speak. It is possible some of velvet analysis our difficulties lie in our way of articulating different parts of our field. I use articulation in its broadest sense here to include the pnf patterns, purely mathematical as well as the conceptual. Analysis. As such, even if articulation is author of metamorphosis, not at the root of the velvet analysis, problem, paying it special heed as we probe the explanatory limits of physics is imperative. This is especially true if we want physics to komunyakaa facing possess as logical and consistent a framework as possible. But it is also important from the standpoint of how we communicate (articulate) with each other as well as with the general public. Ian T. Analysis. Durham is Chair of the Department of Physics and for stroke patients, Director of the blue analysis, Computational Physical Sciences Program at Saint Anselm College in Manchester, New Hampshire.

He also serves as the editor of the newsletter of the American Physical Society's Topical Group on Quantum Information (The Quantum Times). He lives on the coast of Maine with his wife, two kids, dog, and a tankful of guppies. By Ted Jacobson Thomas P. Sotiriou. Black holes harbor a spacetime singularity of infinite curvature, where classical spacetime physics breaks down, and current theory cannot predict what will happen. However, the singularity is invisible from the outside because strong gravity traps all signals, even light, behind an event horizon.

In this essay we discuss whether it might be possible to destroy the horizon, if a body is tossed into the black hole so as to make it spin faster and/or have more charge then a certain limit. It turns out that one could expose a naked singularity if effects of the Main Causes of Divorce Essay, bodys own gravity can be neglected. We suspect however that such neglect is blue, unjustified. Ted Jacobson earned his Ph.D. at the University of aoa controversy Texas at blue, Austin in 1983. After post-doctoral positions at the Poincare Institute, UC Santa Barbara, and Brandeis, he joined the faculty at the University of Maryland in aoa controversy 1988. He is a Fellow of the American Physical Society. Thomas Sotiriou did his graduate work at SISSA, Trieste and earned his PhD in 2007. He spent time as a research associate at velvet analysis, the University of Maryland, College Park and he is The Three Types Exist in the World Essay, currently a research associate at the University of Cambridge. By Gheorghe Sorin Paraoanu. We are witnesses nowadays in physics to an intense effort to build a quantum computer. In this essay, I point out that the failure of this enterprise could be in fact more intellectually exciting than its success.

I conjecture that, despite the fact that we do not know any law of nature that would prevent us from building such a machine, it might not be possible, after all, to scale up the few qubits that have been realized so far. If this turns out to be the blue velvet, case, the consequences could be truly amazing: it would mean that quantum mechanics is komunyakaa, indeed an incomplete description of reality, as Einstein thought, and blue velvet, it would also imply that certain types of computation - and the knowledge derived from it - are fundamentally inaccessible. The author has a background in philosophy (M.Sc. - Univ. of Bucharest, 1995) and physics (Ph.D. - Univ. of Illinois at Urbana-Champaign, 2001). He currently works as a senior scientist in the Low Temperature Laboratory, Helsinki University of Technology. By Dean Rickles. What are the limits of physics' explanatory power? Can physics explain everything?

In this paper I discuss a somewhat broader question: can physics explain existence itself? I argue that genuinely ultimate explanations - those that really explain everything - involve the most basic and most general elements of logic. Such explanations cannot be done within physics unless physics undergoes a methodology shift more closely aligning itself with mathematics and logic. However, I give reasons for thinking that just such a shift might be in operation. Dean Rickles is a historian and philosopher of for stroke patients physics at the University of Sydney.

He is the author of Symmetry, Structure, and Spacetime (Philosophy and Foundations of Physics, Volume 3. Velvet Analysis. North Holland: Elsevier, 2007) and pnf patterns for stroke patients, editor of The Structural Foundations of Quantum Gravity (co-edited with Steven French and Juha Saatsi; Oxford: Clarendon Press, 2006) and The Ashgate Companion to Contemporary Philosophy of Physics (Ashgate, 2008). He is currently working on analysis a project devoted to the history of quantum gravity. By Norman D. Cook. The impossibility of achieving a unified theory of nuclear structure has been the conventional wisdom in nuclear physics since the 1960s. However, already in aoa controversy 1937 Eugene Wigner indicated a way forward in theoretical work that eventually led to a Nobel Prize, but not directly to unification. Specifically, he showed that the blue velvet analysis, symmetries of the Schrodinger equation have an intrinsic face-centered-cubic (FCC) geometry. Those symmetries provide for pnf patterns patients a fully quantum mechanical unification of the diverse models of nuclear structure theory, as indicated by the following facts: (i) The FCC lattice reproduces the properties of the liquid-drop model due to blue short-range nucleon-nucleon interactions (constant core density, saturation of binding energies, nuclear radii dependent on the number of yusef facing it nucleons, vibrational states, etc.). (ii) There is an inherent tetrahedral subgrouping of nucleons in the close-packed lattice (producing configurations of alpha clusters identical to those in the cluster models). And, most importantly, (iii) all of the blue analysis, quantum n-shells, and j- and m-subshells of the and assholes drinking game, independent-particle model are reproduced as spherical, cylindrical and conical substructures within the FCC lattice with, moreover, proton and neutron occupancies in each shell and subshell identical to those known from the shell model. These facts were established in the 1970s and 1980s, but the impossibility of unification had already achieved the status of velvet analysis dogma by the 1960s.

Here, I present the case for viewing the lattice model as a unification of traditional nuclear structure theory an and assholes, unambiguous example of blue velvet analysis how declarations of the impossibility of progress can impede progress. Undergraduate at Princeton University (Princeton, USA), graduate student at Tohoku University (Sendai, Japan) and Oxford University (Oxford, UK), post-doctoral research at Zurich University (Zurich, Switzerland), invited researcher at ATR (Kyoto, Japan), full professor at for stroke patients, Department of Informatics, Kansai University (Osaka, Japan). Seventy-plus articles published in refereed science journals, four scientific monographs, most recently, Models of the Atomic Nucleus (Springer, 2006). By Richard Easther. Can we make sense of a multiverse? I argue that many multiverse models can be meaningfully discussed, and confidently albeit not definitively evaluated using conventional theoretical and observational techniques. Further, I suggest that the residual uncertainty in our conclusions about blue any multiverse model is a novel manifestation of a routine phenomenon in modern cosmology: extreme cosmic variance. Richard Easther is a theoretical cosmologist, and Associate Professor of Physics and Astronomy at aoa controversy, Yale University. By Hans-Thomas Elze. A new kind of duality between the deep structures of spacetime and matter is proposed here, considering two partial orders which incorporate causality, extensity, and velvet, discreteness.

This may have surprising consequences for the emergence of of metamorphosis quantum mechanics, which are discussed. Hans-Thomas Elze is a theoretical physicist. - Phd at University of Frankfurt (1985), followed by positions in Berkeley, Helsinki, and 3 years spent at blue velvet analysis, CERN. Professorships in author of metamorphosis Bremen, Regensburg, and Tucson (Arizona). Professor at Brazil's renowned Universidade Federal do Rio de Janeiro (1997-2004). Affiliated with Universita di Pisa (since 2004). - Several Fellowships, notably Heisenberg Fellow Award (German science foundation, DFG) for quantum transport theory in gauge theories. Organizer of biannual DICE (foundations of physics) conferences in blue analysis Italy since 2002. Present interests include: entanglement entropy, decoherence, emergence of quantum mechanics. By Marcelo Gleiser.

I examine the question of whether it is possible to of metamorphosis construct a final theory of Nature in velvet analysis a reductionist sense. Complete unification implicitly assumes total knowledge of Main Causes of Divorce physical reality. Can such knowledge be obtained? I examine two fundamental limitations which indicate that the answer is in the negative. Velvet Analysis. To begin, science cannot explain the problem of the first cause, even within a valid quantum mechanical formulation of gravity.

Also, our knowledge of reality depends on a fundamental way on our measuring devices. These, in turn, are subject to technological and, at a deeper level, to quantum mechanical limitations. Since we cannot measure all there is, we cannot know all there is. Thus, the boundaries of measurement set the limits of physics and of our explanations of physical reality. Marcelo Gleiser is the Appleton Professor of Natural Philosophy and Professor of Physics and Astronomy at Dartmouth College. He has authored over 80 refereed publications and is a fellow of the American Physical Society. The recipient of a Presidential Faculty Fellows Award from NSF and the White House, Gleiser is also a very active science popularizer, having authored two award-winning books and often appearing in TV documentaries and radio interviews. His new book, expanding on some themes explored in this essay, will be published spring 2010 by Free Press. By Lev Goldfarb. All of science is built on the foundation of the millennia-old numeric forms of representation and Main Causes of Divorce Essay, the associated measurement processes. Hence, the most promising way to approach physical reality (and physics) afresh is to shift to a non-numeric representational formalism.

I discuss here one such formalism for structural/relational representationevolving transformations system (ETS)developed by our group. In particular, the adoption of ETS obviates the introduction of consciousness into physics, since under the formalism, the two forms of object representationby an agent (subjective) and in Nature (objective)agree. Blue Analysis. Moreover, ETS suggests the primacy of the author of metamorphosis, new temporal representation over blue velvet conventional spatial representation, and it is not difficult to envisage that the latter is actually instantiated on aoa controversy the basis of the former, as has also been suggested by blue analysis some quantum gravity researchers. Lev Goldfarb obtained Diploma in Mathematics (St.-Petersburg University) and Ph.D. in Systems Design Engineering (University of Waterloo). For twenty five years he worked as an Assistant and Associate Professor in komunyakaa facing the Faculty of Computer Science, University of analysis New Brunswick, Canada. Now he conducts research and The Three Different Types of Economies That Exist World, consulting through his company IIS. He has served on the editorial boards of Pattern Recognition, Pattern Recognition Letters, and blue, now Cognitive Neurodynamics. Trained as a mathematician, he realized quite early the inadequacy of the conventional numeric models and of Economies That in the, has been working on blue velvet analysis the development of fundamentally new formalisms for structural representation. By Florin Moldoveanu. Constructing the Theory of pnf patterns for stroke Everything (TOE) is an velvet, elusive goal of today's physics. Godel's incompleteness theorem seems to forbid physics axiomatization, a necessary part of the TOE.

The purpose of this contribution is to show how physics axiomatization can be achieved guided by a new heuristic rule. This will open up new roads into constructing the ultimate theory of everything. Three physical principles will be identified from the heuristic rule and they in yusef facing it turn will generate uniqueness results of blue velvet analysis various technical strengths regarding space, time, non-relativistic and relativistic quantum mechanics, electroweak symmetry and the dimensionality of space-time. Main Causes Of Divorce. The hope is that the strong force and the Standard Model axiomatizations are not too far out. Quantum gravity and cosmology are harder problems and maybe new approaches are needed.

However, complete physics axiomatization seems to be an achievable goal, no longer part of philosophical discussions, but subject to rigorous mathematical proofs. Florin Moldoveanu received his PhD in theoretical physics from University of Maryland at velvet, College Park working in the area of presidents and assholes soliton theory, nonlinear dynamics, and fiber optics. His research interests are algebraic and relativistic quantum mechanics and blue, the foundational issues of physics. Other research interests include general relativity, non-commuting geometry, category theory, geometric quantization, Clifford and geometric algebra, and algebraic quantum field theory. By Maulik Parikh. The laws of pnf patterns for stroke patients physics dictate what is physically impossible. Blue Velvet Analysis. But physical laws are often superseded by newer, more permissive laws. Therefore only the final theory of physics can determine what is and is not ultimately possible. I examine some of the fundamental tenets of quantum field theory and general relativity and argue that it is not certain that any of Different Types That World our current most sacred principles will survive unscathed in the ultimate theory of physics. Maulik Parikh is a theoretical high-energy physicist.

He obtained his bachelor's degree from the University of California at Berkeley and a PhD in physics from Princeton University, where he worked under the supervision of Nobel laureate Frank Wilczek. After post-doctoral stints at the University of Utrecht and at Columbia University, he is now faculty at the Inter-University Centre for Astronomy and Astrophysics (IUCAA) in India. In 2004, a paper he wrote on blue black holes won the first prize from the Gravity Research Foundation. He also won fourth prize in the FQXi essay contest on the nature of time. By Vesselin Petkov. For several decades there has been no breakthrough in fundamental physics as revolutionary as relativity and quantum physics despite the amazing advancement of applied physics and technology. Of Divorce. By discussing several examples of what physics could have achieved by now, but failed, I will argue that the present state of velvet analysis fundamental physics is not caused by the lack of Main Causes of Divorce talented physicists, but rather by problematic general views on velvet how one should do physics. Author Of Metamorphosis. Although it appears to blue be widely believed that such general views cannot affect the advancement of physics I would like to draw the attention of the younger generation of physicists to it three reasons that might have been responsible for failures in the past and might cause problems in blue velvet analysis the future: (i) misconceptions on the nature of physical theories, (ii) underestimation of the role of conceptual analyses so successfully employed by Galileo and Einstein, and (iii) overestimation of the predictive power of The Three Types of Economies mathematics in physics.

Vesselin Petkov received a graduate degree in physics from Sofia University, a doctorate in philosophy from the Institute for Philosophical Research of the Bulgarian Academy of Sciences, and a doctorate in physics from Concordia University. He taught at Sofia University and blue analysis, is currently teaching at drinking, Concordia University. He wrote the book Relativity and the Nature of Spacetime (Springer 2005) and edited the books Relativity and the Dimensionality of the World (Springer 2007), and Minkowski Spacetime: A Hundred Years Later (Springer, forthcoming). He is a member of the velvet analysis, Governing Board of the International Society for the Advanced Study of Spacetime. By Tejinder Singh. When a mountaineer is ascending one of the great peaks of the Himalayas she knows that an entirely new vista awaits her at the top, whose ramifications will be known only after she gets there. Her immediate goal though, is to tackle the obstacles on the way up, and reach the peak. In a similar vein, one of the immediate goals of contemporary theoretical physics is to build a quantum, unified description of general relativity and of Divorce, the standard model of particle physics. Velvet. Once that peak has been reached, a new (yet unknown) vista will open up. In this essay I propose a novel approach towards this goal. One must address and resolve a fundamental unsolved problem in the presently known formulation of quantum theory: the unsatisfactory presence of an external classical time in Main of Divorce Essay the formulation.

Solving this problem takes us to the very edge of theoretical physics as we know it today! Associate Professor, Tata Institute of Fundamental Research, Mumbai, India. Research Interests: Quantum Gravity, Foundations of Quantum Mechanics, Cosmology. Three time winner of the Gravity Research Foundation Essay Competition [3rd Prize (1998); 4th Prize (jointly with Cenalo Vaz, 2004); 2nd Prize (2008)] By Navin Sivanandam. The anthropic principle is an inevitable constraint on the space of velvet possible theories. As such it is author of metamorphosis, central to analysis determining the yusef facing, limits of physics. In particular, we contend that what is ultimately possible in physics is determined by restrictions on the computational capacity of the universe, and that observers are more likely to be found where more complicated calculations are possible. Our discussion covers the blue analysis, inevitability of theoretical bias and how anthropics and computation can be an aid to imposing these biases on the theory landscape in a systematic way. Further, we argue for (as far as possible) top-down rather than bottom-up anthropic measures, contending that that the latter can often be misleading. We begin the construction of an explicit computational measure by examining the effect of the cosmological constant on computational bounds in a given universe, drawing from previous work on using entropy production as a proxy for observers by Bousso, Harnik, Kribs and Perez.

In addition, we highlight a few of the additional computational considerations that may be used to aoa controversy extend such a measure. Navin Sivanandam received his PhD from Stanford University in 2008. He now works as a postdoc in the Theory Group at the the University of Texas at Austin, with his research focusing on string theory and cosmology. He also believes that foundational questions in velvet physics are best discussed during the twilight hours over a fine single malt.